98 Mechanic St, Camden, ME 04843 Property Records

Knox County and Camden Town property record for 98 Mechanic St, Camden, ME 04843

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,893 sqft · built 1974
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2005)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	May 2020 Refinance Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:115 L:012`

Property Details

APN / Parcel Number

Primary APN	`M:115 L:012`
Alternative APNs	`CAMD M:115 B:012 L:000 U:000` `809`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	4,119 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	809
Street Address	98 MECHANIC ST
City	CAMDEN
State	ME
Zip	04843-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	CAMDEN ME
Township / Civil Division	CAMDEN
Census Block Group	4
Census Block	4012
Census Tract	970200

Owner

Source: Knox County and Camden Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 MECHANIC ST, CAMDEN, ME 04843-1837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Aug 11, 2020	Deed of Trust, Mortgage · Balloon Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2005 · Amount on Record
Deed Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	200511597
Deed Book / Page	3500 / 142
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	98 MECHANIC ST, CAMDEN, ME 04843-1837
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055520206
Date	May 20, 2020
Book Page	5552/206
Instrument	2020-3943

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN ME
Property Address	98 MECHANIC ST, CAMDEN, ME 04843-1837
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055910097
Date	Aug 11, 2020
Book Page	5591/97
Instrument	2020-7099

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Knox County and Camden Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Camden Town
Secondary School District	Five Town Community School District (09 - 12)
Elementary School District	School Administrative District 28 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,958.00 (+9.52%)	$605,000 (-) Land $317,400 Building $287,600
2024	$6,353.00 (+34.4%)	$605,000 (+68.95%) Land $317,400 Building $287,600
2022	$4,727.00	$358,100 Land $110,700 Building $247,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1987–2021)
Most Recent Claim	Oct 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Oct 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY CAMDEN & ROCKLAND private · serves 21,315 people · EPA ID ME0090300
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

Nearby Properties on Mechanic St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures