98 McLellan Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 98 McLellan Ave, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,630 sqft · built 1949
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$673,000 (Jul 2003)
Tax Bill$13,009 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN040-082-400

Property Details

APN / Parcel Number

Primary APN040-082-400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,630 sqft Living Area
1st Floor Area1,030 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions120 ft deep x 55 ft wide
View / LotCorner
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address98 MCLELLAN AVE
CitySAN MATEO
StateCA
Zip94403-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 26 BLOCK 3 & ADJ 5 FT X 120 FT OF CURTISS DR ABAND TOWN OF BERESFORD NO 1 RSM 14/44 45 CITY OF SAN MATEO
Legal SubdivisionTOWN OF BERESFORD NO 1
Legal Block3
Legal Lot Number26
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group4
Census Block4004
Census Tract608501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 MCLELLAN AVE, SAN MATEO, CA 94403-2826
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2003 · Amount on Record
Deed SaleJul 18, 2003 · Amount on Record
Prior SaleMay 7, 1999 · Amount on Record
Deed Document Number2003199677
Last Transfer DateMay 29, 2009
Transfer Doc0000077667
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address98 MCLELLAN AVE, SAN MATEO, CA 94403-2826
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 MCLELLAN AVE, SAN MATEO, CA 94403-2826

Mortgage

Document Number0000037806
DateAug 7, 2023
Instrument2023-037806
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address98 MCLELLAN AVE, SAN MATEO, CA 94403-2826
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 MCLELLAN AVE, SAN MATEO, CA 94403-2826

Mortgage

Document Number0000029831
DateFeb 23, 2021
Instrument2021-029831
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$975,974 (+2%) Land $487,987 Building $487,987
2025$13,009.00 (+8.64%) Homeowner's exemption$956,838 (+4.04%) Land $478,419 Building $478,419
2023$11,974.00 (-1.39%) Homeowner's exemption$919,686 Land $459,843 Building $459,843$1,402,650
2022$12,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims7 (2008–2023)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom.

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