98 Mc Cloud St, Ortonville, MN 56278 Property Records

Big Stone County property record for 98 Mc Cloud St, Ortonville, MN 56278

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,622 sqft · built 1972
Lot Size0.428 acres (18,653 sqft)
OwnerIndividual Name on Record
Tax Bill$230 (2023)
Flood ZoneZone AE (high risk)
APN22-1496-000

Property Details

APN / Parcel Number

Primary APN22-1496-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,622 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Roof TypeGable
Lot Area18,653 sqft (0.428 acres)
Garage TypeMixed
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces
Deck Area2 sqft
GazeboGazebo

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address98 MC CLOUD ST
CityORTONVILLE
StateMN
Zip56278-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 100' OF OL 54 & LOTS 1-4 BLK 3 2ND ADD TO PENN
Legal Range46
Legal Township121
Legal Section05
Legal SubdivisionSECOND ADD
Legal Block32
Legal Lot Number1-4
JurisdictionBIG STONE MN
Township / Civil DivisionORTONVILLE
Census Block Group3
Census Block3000
Census Tract950300

Owner

Source: Big Stone County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 MC CLOUD ST, ORTONVILLE, MN 56278-2166
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Big Stone County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBig Stone County
MunicipalityOrtonville City
Unified School DistrictOrtonville Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$293,800 (+74.88%)$293,800 (+74.88%)
2023$230.00$168,000$168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation972.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims36 (1997–2023)
Claims Outside the SFHA4 of 36
Most Recent ClaimMay 2023 · river or lake flooding
Claims by Event
  • Flooding, Apr 2010 · 13 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 7 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOrtonville
serves 2,021 people · EPA ID MN1060008
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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