Cecil County property record for 98 Mary Ct, Warwick, MD 21912
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,656 sqft · built 2004 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,000 (Sep 2003) |
| Tax Bill | $5,884 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-040301 |
| Primary APN | 02-040301 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,656 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Type | Mixed |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 394 sqft |
| Deck Area | 156 sqft |
| Patio Area | 749 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 040301 |
|---|---|
| Street Address | 98 MARY CT |
| City | WARWICK |
| State | MD |
| Zip | 21912-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SAR |
| Legal Description | LOT 2 - 2.0603 ACRES 98 MARY COURT GRAHAM FARM ESTATES |
| Legal Subdivision | MARY COURT GRAHAM FARM ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 30200 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 MARY CT, WARWICK, MD 21912-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2003 · Amount on File |
| Deed Sale | Sep 9, 2003 · Amount on File |
| Prior Sale | Oct 30, 2002 · Amount on File |
| Deed Document Number | 2003260961 |
| Deed Book / Page | 1477 / 631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 98 MARY CT, WARWICK, MD 21912-1055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040630430 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 4063/430 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 98 MARY CT, WARWICK, MD 21912-1055 |
| Document Number | 0047030019 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 MARY CT WARWICK MD 219121055, WARWICK, MD 21912-1055 |
| Document Number | 0047030019 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 004703/000019 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 14, 2035 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,884.00 (+3.74%) Homeowner's exemption | $677,800 (+29.38%) | $747,400 (+38.77%) Land $117,300 Building $630,100 |
| 2025 | $5,672.00 (+32.9%) Homeowner's exemption | ||
| 2023 | $4,268.00 Homeowner's exemption | $523,867 | $538,600 Land $117,300 Building $421,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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