98 Maple St, Munson, PA 16860 Property Records

Clearfield County property record for 98 Maple St, Munson, PA 16860

Property Summary

Property Type	Single Family Home
Details	built 1880
Lot Size	0.839 acres (36,546 sqft)
Owner	Individual Name on File
Last Sale	$190,700 (Jan 2024)
Tax Bill	$1,059 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R09-543-00018`

Property Details

APN / Parcel Number

Primary APN	`R09-543-00018`
Alternative APNs	`1240R0954300018` `124088174`

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	36,546 sqft (0.839 acres)

Location & Zoning

Account Number	124088174
Street Address	98 MAPLE ST
City	MUNSON
State	PA
Zip	16860-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H, G & L 11 (.839 A)
Jurisdiction	CLEARFIELD PA
Township / Civil Division	MORRIS
Census Block Group	5
Census Block	5000
Census Tract	330800

Owner

98 Maple St is owned and occupied by an individual who bought it in January 2024.

Source: Clearfield County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	98 MAPLE ST, MUNSON, PA 16860-9439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2024	Deed, Transfer · Conventional Mortgage AMERISERV FINANCIAL BANK
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2024 · Amount on File
Deed Sale	Jan 15, 2024 · Amount on File
Prior Sale	Jun 24, 1982 · Amount on File
Deed Document Number	2024575
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Jan 15, 2024
Property Address	98 MAPLE ST, MUNSON, PA 16860-9439
Document Number	0202400575
Instrument Date	Jan 4, 2024
Instrument	202400575
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NOT AVAILABLE, SETTLEEMENT ADVANTAGE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 MAPLE ST, HAWK RUN, PA 16840

Mortgage

Document Number	0202400576
Date	Jan 15, 2024
Instrument	202400576

Lender

Name	AMERISERV FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Margin	3
Max Rate	10.7%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	98 MAPLE ST, MUNSON, PA 16860-9439
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MAPLE ST, MUNSON, PA 16860-9439

Mortgage

Document Number	0202203045
Date	Mar 9, 2022
Instrument	202203045

Lender

Name	CNB BANK
Type	Bank
Address	PHILIPSBURG, PA 16866

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 98 Maple St was $1,059, up 0.1% from the year before.

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
County Subdivision	Morris Township
Unified School District	West Branch Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,059.00 (+0.09%)	$13,250 Land $3,350 Building $9,900
2025	$1,058.00 (+541.21%)
2024	$165.00	$6,625 (-) Land $1,675 Building $4,950
2023	$165.00	$6,625 Land $1,675 Building $4,950
1987			$53,000 Land $13,400 Building $39,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Maple St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOPER TWP MUNICIPAL AUTH serves 3,700 people · EPA ID PA6170041
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Maple St

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