98 Malcolm Dr, Clayton, NC 27520 Property Records

Johnston County property record for 98 Malcolm Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 2001
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2022)
Tax Bill	$2,349 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05F02058U`

Property Details

APN / Parcel Number

Primary APN	`05F02058U`
Alternative APNs	`2000216378` `2000246380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	2,169 sqft
1st Floor Area	1,398 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000246380
Street Address	98 MALCOLM DR
City	CLAYTON
State	NC
Zip	27520-5866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 40 SMITHS CREEK 55/333-334
Legal Subdivision	SMITHS CREEK
Legal Lot Number	40
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2000
Census Tract	41105

Owner

98 Malcolm Dr is owned and occupied by an individual who bought it in January 2022.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	98 MALCOLM DR, CLAYTON, NC 27520-5866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 14, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	2022791397
Deed Book / Page	6160 / 93
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 13, 2022
Property Address	98 MALCOLM DR, CLAYTON, NC 27520-5866
Document Number	0000791397
Book / Page	6160 / 93
Map Reference	MB 55 PG 333&334
Instrument Date	Jan 12, 2022
Instrument	2022791397
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	381 BATTEN POND RD, SELMA, NC 27576-8203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MALCOLM DR, CLAYTON, NC 27520-5866

Mortgage

Document Number	0000791398
Date	Jan 13, 2022
Instrument	2022791398

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 14, 2019
Property Address	98 MALCOLM DR, CLAYTON, NC 27520-5866
Document Number	0000601291
Book / Page	5293 / 0435
Map Reference	MB 55 PG 333&334
Instrument Date	Feb 11, 2019
Instrument	2019601291
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 MERIDIAN DR, 90, GARNER, NC 27529-6876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MALCOLM DR, CLAYTON, NC 27520-5866

Mortgage

Document Number	0000601292
Date	Feb 14, 2019
Instrument	2019601292

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 98 Malcolm Dr was $2,349.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,349.00	$375,850 Land $90,000 Building $285,850	$375,850 Land $90,000 Building $285,850
2023	$1,502.00	$192,070 Land $46,000 Building $146,070	$192,070 Land $46,000 Building $146,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Malcolm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Malcolm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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