Kennebec County and Winthrop Town property record for 98 Main St, Winthrop, ME 04364
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $5,994 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WINP M:031 L:048 |
| Primary APN | WINP M:031 L:048 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 3368 |
|---|---|
| Street Address | 98 MAIN ST |
| City | WINTHROP |
| State | ME |
| Zip | 04364-1461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V |
| Legal Lot Number | 48 |
| Jurisdiction | WINTHROP ME |
| Township / Civil Division | WINTHROP |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Winthrop Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 400 CONGRESS ST, 300, PORTLAND, ME 04112-2816 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 7, 2025 | Warranty Deed, Transfer KENNEBEC SAVINGS BANK |
| Jul 30, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Deed Document Number | 202522304 |
| Deed Book / Page | 15518 / 225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINTHROP ME |
| Recording Date | Oct 7, 2025 |
| Property Address | 98 MAIN ST, WINTHROP, ME 04364-1461 |
| Document Number | 2025022304 |
| Book / Page | 15518 / 225 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025022304 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 CONGRESS ST UNIT 300, 300, PORTLAND, ME 04112-2816 |
| Document Number | 2025022305 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025022305 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINTHROP ME |
| Recording Date | Jul 30, 2018 |
| Property Address | 98 MAIN ST, WINTHROP, ME 04364-1461 |
| Document Number | 2018016492 |
| Book / Page | 12977 / 0341 |
| Instrument | 2018016492 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kennebec County and Winthrop Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Winthrop Town |
| Unified School District | Winthrop (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,994.00 (+79.68%) | $259,500 (+79.71%) Land $24,100 Building $235,400 | |
| 2024 | $3,336.00 (+6.11%) | $144,400 (-) Land $24,100 Building $120,300 | |
| 2022 | $3,144.00 | $144,400 Land $24,100 Building $120,300 | $243,105 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP UTILITIES DISTRICT serves 2,750 people · EPA ID ME0091650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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