98 Main St, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 98 Main St, Windsor, NY 13865 · Last verified May 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,750 sqft · built 1970
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Dec 2021)
Tax Bill	$7,950 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
APN	`035001 182.11-2-9`

Property Details

APN / Parcel Number

Primary APN	`035001 182.11-2-9`
Alternative APNs	`500118201100020090000000` `50013900000`

Interior

Stories	2 Stories
Building Area	3,750 sqft Gross Area
Basement Area	1,250 sqft
Finished Basement	1,250 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	3,049 sqft (0.07 acres)
Lot Width	35 ft Width
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	50013900000
Street Address	98 MAIN ST
City	WINDSOR
State	NY
Zip	13865-4127
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	00100000011250000000
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2001
Census Tract	12502

Owner

Source: Broome County and Windsor Town records · APN 035001 182.11-2-9

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 465, WINDSOR, NY 13865-0465
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Prior Sale	May 26, 1998 · Amount on Record
Deed Document Number	202133242
Deed Book / Page	2672 / 443
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Dec 02, 2021
Property Address	98 MAIN ST, WINDSOR, NY 13865-4127
Document Number	002672/443
Book / Page	2672 / 443
Instrument Date	Nov 22, 2021
Instrument	202100033242
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 MAIN ST, WINDSOR, NY 13865-4127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MOUNTAIN RD, WINDSOR, NY 13865-1733

Mortgage

Document Number	202100033243
Date	Dec 02, 2021
Instrument	202100033243

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Windsor Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Municipality	Windsor Village
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,950.00 (+3.89%)	$126,000 (-) Land $10,000 Building $116,000	$296,500 (+22.36%) Land $23,532 Building $272,968
2024	$7,652.00
2023		$126,000 (-) Land $10,000 Building $116,000	$242,308 (+13.46%) Land $19,231 Building $223,077
2022		$126,000 Land $10,000 Building $116,000	$213,559 Land $16,949 Building $196,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360070125022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011, river or lake flooding, Remnants Of Tropical Storm Lee

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Adams CATV	Cable	2,000 / 40
TDS Telecom	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.