98 Main St, Pomeroy, WA 99347 Property Records

Garfield County property record for 98 Main St, Pomeroy, WA 99347

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$125,000 (May 2026)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2009 Mortgage + 4 more
APN	`1-060-01-013-1070`

Property Details

APN / Parcel Number

Primary APN	`1-060-01-013-1070`
Alternative APNs	`1-060-01-013-1070-0000` `91000` `9100`

Location & Zoning

Account Number	9100
Street Address	98 MAIN ST
City	POMEROY
State	WA
Zip	99347-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.1/2 OF LOT 12, LOT 13, E.10OF LOT 14, EXC. S. 55 OF ALL BLK.
Legal Range	1
Legal Township	60
Legal Section	13
Legal Subdivision	E.M. POMEROYS ADDITION
Legal Block	1
Legal Lot Number	12-14
Jurisdiction	GARFIELD WA
Township / Civil Division	POMEROY
Census Block Group	1
Census Block	1012
Census Tract	970300

Owner

98 Main St is owned by an individual who bought it in May 2026.

Source: Garfield County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 637, POMEROY, WA 99347-0637
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Apr 20, 2012	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK
Dec 20, 2007	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Dec 28, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH PACIFIC TRUSTEE INC
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE, LTD.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Deed Document Number	2026172
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD WA
Property Address	POMEROY, WA 99347
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 581, CLARKSTON, WA 99403-0581

Mortgage

Document Number	0020230544
Date	Dec 28, 2023
Instrument	20230544

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	247 Months
Due	Jul 1, 2044

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD WA
Property Address	POMEROY, WA 99347
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020090423
Date	Jul 13, 2009
Instrument	20090423

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	PITTSBURGH, PA 15275

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	116 Months
Due	Mar 1, 2019

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD WA
Property Address	POMEROY, WA 99347
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020120153
Date	Apr 20, 2012
Instrument	20120153

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	BAINBRIDGE ISLAND, WA 98110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2027

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD WA
Property Address	POMEROY, WA 99347
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020070727
Date	Dec 20, 2007
Instrument	20070727

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2023

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD WA
Property Address	POMEROY, WA 99347
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200596
Date	Dec 28, 2005
Instrument	200596

Lender

Name	NORTH PACIFIC TRUSTEE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 15, 2021

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD WA
Recording Date	May 11, 2026
Property Address	98 MAIN ST, POMEROY, WA 99347-9701
Document Number	0000000172
Instrument Date	May 11, 2026
Instrument	2026.172
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPANY OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000173,
Date	May 11, 2026
Instrument	2026.173

Lender

Name	ENVOY MORTGAGE, LTD.

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 98 Main St was $1,403, up 14.8% from the year before.

Source: Garfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Garfield County
Municipality	Pomeroy City
Unified School District	Pomeroy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00 (+14.81%)	$163,470 (+25.58%) Land $15,970 Building $147,500	$163,470 (+25.58%) Land $15,970 Building $147,500
2024	$1,222.00 (-5.12%)	$130,170 (+8.77%) Land $15,970 Building $114,200	$130,170 (+8.77%) Land $15,970 Building $114,200
2023	$1,288.00 (+5.4%)	$119,670 (+6.69%) Land $15,970 Building $103,700	$119,670 (+6.69%) Land $15,970 Building $103,700
2022	$1,222.00	$112,170 Land $15,970 Building $96,200	$112,170 Land $15,970 Building $96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 98 Main St; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Main St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 48% of Washington
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POMEROY serves 1,395 people · EPA ID WA5368400
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PocketiNet Fiber	1,000 / 1,000
Inland Cellular Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: First Step Internet.

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