Cass County property record for 98 Main St, Massena, IA 50853
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 3,624 sqft · built 2014 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $99,000 (Oct 2025) |
| Tax Bill | $3,710 (2026) |
| Deeds & Mortgages | Jun 2005 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 420008930001000 |
| Primary APN | 420008930001000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,624 sqft Total Area |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 994 sqft |
| Unfinished Basement | 994 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Duplex Single |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 1,003 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 60 sqft |
| Patio Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 98 MAIN ST |
|---|---|
| City | MASSENA |
| State | IA |
| Zip | 50853-1052 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOTS 25-26-27 BLK 10 |
| Legal Subdivision | MASSENA ORIGINAL TOWN |
| Legal Block | 10 |
| Legal Lot Number | 25-27 |
| Jurisdiction | CASS IA |
| Township / Civil Division | MASSENA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 190300 |
Source: Cass County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 6, 2005 | Deed of Trust, Mortgage · FHA Mortgage PIEDMONT BANK |
| Oct 15, 2025 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Dec 11, 2024 | Sheriff's Deed, Foreclosure |
| Jan 16, 2020 | Warranty Deed, Transfer · FHA Mortgage GREATER IOWA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2024 · Amount on Record |
| Deed Book / Page | 2025 / 1791 |
| Prior Transfer Date | Dec 3, 2024 |
| Prior Transfer Doc | 02024/1959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02005/1270 |
|---|---|
| Date | Jun 6, 2005 |
| Book Page | 2005/1270 |
| Instrument | 02005_01270 |
| Name | PIEDMONT BANK |
|---|---|
| Type | Bank |
| Address | STATESVILLE, NC 28687 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Oct 15, 2025 |
| Property Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Document Number | 02025/1791 |
| Book / Page | 2025 / 1791 |
| Instrument Date | Sep 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Document Number | 0020251792 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025/1792 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Dec 11, 2024 |
| Property Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Document Number | 02024/1959 |
| Book / Page | 2024 / 1959 |
| Instrument Date | Dec 3, 2024 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 MAIN ST, NEW BRIGHTON, MN 55112-3262 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Jan 16, 2020 |
| Property Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Document Number | 0002020/72 |
| Book / Page | 2020 / 72 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 MAIN ST, MASSENA, IA 50853-1052 |
| Document Number | 0002020/73 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 2020/73 |
| Name | GREATER IOWA CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Massena City |
| Unified School District | CAM Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,710.00 | $219,170 (-) Land $6,180 Building $212,990 | $219,170 (-) Land $6,180 Building $212,990 |
| 2025 | $3,710.00 (+5.34%) | $219,170 (+11.57%) Land $6,180 Building $212,990 | $219,170 (+11.57%) Land $6,180 Building $212,990 |
| 2024 | $3,522.00 (+5.07%) | $196,440 (-1.23%) Land $6,180 Building $190,260 | |
| 2023 | $198,890 Land $6,180 Building $192,710 | $196,440 Land $6,180 Building $190,260 | |
| 2022 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASSENA WATER SUPPLY serves 364 people · EPA ID IA1558055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Sep 2023 Treatment failure resolved · May 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Massena Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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