98 Main St, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 98 Main St, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1992
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$144,300 (Jun 2019)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Sep 2023 Refinance Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:45 L:0178`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:45 L:0178`
Alternative APN	`1117`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,248 sqft Living Area
Gross Area	1,124 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	1117
Street Address	98 MAIN ST
City	HARRISON
State	ME
Zip	04040-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	178
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2016
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 MAIN ST, HARRISON, ME 04040-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Jun 26, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	201927815
Deed Book / Page	35751 / 85
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	98 MAIN ST, HARRISON, ME 04040-3448
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403890269
Date	Sep 29, 2023
Book Page	40389/269
Instrument	35008

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	98 MAIN ST, HARRISON, ME 04040-3448
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392320209
Date	Mar 7, 2022
Book Page	39232/209
Instrument	12519

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Jun 26, 2019
Property Address	98 MAIN ST, HARRISON, ME 04040-3448
Document Number	0357510085
Book / Page	35751 / 85
Instrument Date	Jun 12, 2019
Instrument	27815
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84, BARTLETT, NH 03812-0084

Mortgage

Document Number	0000027816
Date	Jun 26, 2019
Instrument	27816

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,805.00 (+6.61%)	$341,700 (-) Land $55,000 Building $286,700
2024	$2,631.00 (+23.35%)	$341,700 (+107.47%) Land $55,000 Building $286,700
2023	$2,133.00 (+8.83%)	$164,700 (-) Land $28,800 Building $135,900
2022	$1,960.00	$164,700 Land $28,800 Building $135,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1989–2012)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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