Yates County and Starkey Town property record for 98 Main St, Dundee, NY 14837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,248 sqft · built 1900 |
| Lot Size | 0.146 acres (6,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,000 (Dec 1994) |
| Tax Bill | $1,314 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0841-000 |
| Primary APN | 0841-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 704 sqft |
| Upper Floors Area | 264 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,364 sqft (0.146 acres) |
| Lot Dimensions | 101 ft deep x 62.6 ft wide |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 284 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0841-000 |
|---|---|
| Street Address | 98 MAIN ST |
| City | DUNDEE |
| State | NY |
| Zip | 14837-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Subdivision | MCKNIGHT S PATENT |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | STARKEY |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 150101 |
98 Main St is owned by two individuals who bought it in December 1994.
Source: Yates County and Starkey Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4591 STATE ROUTE 226, NYS, ROCK STREAM, NY 14878-9662 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 1994 · Amount on File |
| Deed Sale | Dec 19, 1994 · Amount on File |
| Deed Book / Page | 384 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 98 MAIN ST, DUNDEE, NY 14837-9469 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MT1130/290 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | MT 1130/290 |
| Instrument | 2019-00001675 |
| Name | SERVU FCU |
|---|---|
| Type | Credit Union |
| Address | PAINTED POST, NY 14870 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jul 31, 2034 |
The 2026 property tax bill for 98 Main St was $1,314, down 12.6% from the year before.
Source: Yates County and Starkey Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Starkey Town |
| Unified School District | Dundee Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,314.00 (-12.57%) | ||
| 2025 | $1,503.00 | $85,000 Land $6,000 Building $79,000 | $85,000 Land $6,000 Building $79,000 |
| 2023 | $65,000 Land $6,000 Building $59,000 | $79,300 Land $7,320 Building $71,980 | |
| 2020 | $719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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