Tioga County and Candor Town property record for 98 Main St, Candor, NY 13743
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,502 sqft · built 1900 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Nov 2022) |
| Tax Bill | $4,833 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 492401 61.09-3-51 |
| Primary APN | 492401 61.09-3-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,502 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| 2nd Floor Area | 936 sqft |
| Upper Floors Area | 270 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 231 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Canopy | 330 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00000000240 |
|---|---|
| Street Address | 98 MAIN ST |
| City | CANDOR |
| State | NY |
| Zip | 13743-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 01/16/03 |
| Legal Block | 3 |
| Legal Lot Number | 51.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | CANDOR |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 20200 |
Source: Tioga County and Candor Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 MAIN ST, CANDOR, NY 13743-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Jul 12, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 29, 2021 | Deed, Transfer · Stand-Alone First Mortgage CFCU COMMUNITY CU |
| Nov 21, 2017 | Deed of Trust, Mortgage · ARM VISIONS FEDERAL CREDIT UNION |
| Jun 28, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 20225198 |
| Prior Transfer Date | Jun 22, 2022 |
| Prior Transfer Doc | 0000003157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Nov 22, 2022 |
| Property Address | 98 MAIN ST, CANDOR, NY 13743-1502 |
| Document Number | 2022000005198 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 20220-00005198 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 636 CODDINGTON RD, ITHACA, NY 14850-6016 |
| Document Number | 22000005199 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 220-00005199 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 12, 2022 |
| Property Address | 98 MAIN ST, CANDOR, NY 13743-1502 |
| Document Number | 2022000003157 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 20220-00003157 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 CARPENTER HILL RD, DRYDEN, NY 13053-9606 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Mar 29, 2021 |
| Property Address | 98 MAIN ST, CANDOR, NY 13743-1502 |
| Document Number | 2021000001617 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 20210-00001617 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 PERUVILLE RD, FREEVILLE, NY 13068 |
| Document Number | 21000001618 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 210-00001618 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 98 MAIN ST, CANDOR, NY 13743-1502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000005079 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 170-00005079 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jun 28, 2019 |
| Property Address | 98 MAIN ST, CANDOR, NY 13743-1502 |
| Document Number | 2019000002479 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 20190-00002479 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 MAIN ST, CANDOR, NY 13743-1502 |
Source: Tioga County and Candor Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Candor Town |
| Municipality | Candor Village |
| Unified School District | Candor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,833.00 (+2.24%) | ||
| 2025 | $4,727.00 (+153.19%) | $92,600 (-) Land $19,600 Building $73,000 | $150,569 (+17.89%) Land $31,870 Building $118,699 |
| 2023 | $92,600 Land $19,600 Building $73,000 | $127,724 Land $27,034 Building $100,690 | |
| 2019 | $1,867.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1979–2018) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CANDOR VILLAGE WATER DEPT. serves 800 people · EPA ID NY5304406 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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