98 Lyman St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 98 Lyman St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,036 sqft · built 1980
Lot Size	0.158 acres (6,874 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jan 2024)
Tax Bill	$5,743 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0037 B:0006 L:9`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0037 B:0006 L:9`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	3,276 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,874 sqft (0.158 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	98 LYMAN ST
City	HOLYOKE
State	MA
Zip	01040-6206
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Block	6
Legal Lot Number	9
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1019
Census Tract	811400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Holyoke Canal System listed 1980 · 4 contributing resources · NRIS 80000473

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

98 Lyman St, a duplex, is owned by two individuals who bought it in January 2024.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LAUREL ST, HOLYOKE, MA 01040-3511
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2023	Warranty Deed, Transfer · Commercial Mortgage JDJG PROPERTIES LLC
Jan 16, 2018	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Sep 14, 2023 · Amount on File
Deed Document Number	20242703
Deed Book / Page	25296 / 123
Transfer Doc	16458-547
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 19, 2024
Property Address	98 LYMAN ST, HOLYOKE, MA 01040-6206
Document Number	025296-123
Book / Page	25296 / 123
Instrument Date	Jan 19, 2024
Instrument	2703
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 LAUREL ST, HOLYOKE, MA 01040-3511

Mortgage

Document Number	0000002704
Date	Jan 19, 2024
Instrument	2704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Sep 14, 2023
Property Address	98 LYMAN ST, HOLYOKE, MA 01040-6206
Document Number	025153-192
Book / Page	25153 / 192
Instrument Date	Sep 12, 2023
Instrument	43324
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SPRINGFIELD ST, AGAWAM, MA 01001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043325
Date	Sep 14, 2023
Instrument	43325

Lender

Name	JDJG PROPERTIES LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	98 LYMAN ST, HOLYOKE, MA 01040-6206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22027-209
Date	Jan 16, 2018
Book Page	22027/209
Instrument	2477

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 98 Lyman St was $5,743, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,743.00 (+6.79%)	$329,500 (+6.98%) Land $39,100 Building $290,400	$332,835
2025	$5,378.00 (+18.96%)	$308,000 (+29.09%) Land $36,600 Building $271,400
2024	$4,521.00 (+8.76%)	$238,600 (+7.67%) Land $34,800 Building $203,800
2023	$4,157.00	$221,600 Land $34,800 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Lyman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Lyman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: Verizon.

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