98 Long Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 98 Long Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1965
Lot Size	0.255 acres (11,110 sqft)
Owner	2 Trust Names on Record
Last Sale	$550,000 (Apr 2022)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:33 P:B23`

Property Details

APN / Parcel Number

Primary APN	`HARW M:33 P:B23`
Alternative APNs	`M:00033 B:B023 L:000` `9127`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,048 sqft
Basement Area	1,148 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,110 sqft (0.255 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9127
Street Address	98 LONG RD
City	HARWICH
State	MA
Zip	02645-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1015
Census Tract	11200

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	83 VERNON ST, MIDDLEBORO, MA 02346-1044
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 8, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BLUESTONE BANK
Jul 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Oct 30, 2013
Deed Book / Page	35034 / 176
Last Transfer Date	Apr 26, 2022
Transfer Doc	035106-203
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	May 9, 2022
Property Address	98 LONG RD, HARWICH, MA 02645-3125
Document Number	035106-203
Book / Page	35106 / 203
Instrument Date	Apr 26, 2022
Instrument	24155
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 VERNON ST, MIDDLEBORO, MA 02346-1044

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Apr 8, 2022
Property Address	98 LONG RD, HARWICH, MA 02645-3125
Document Number	035034-176
Book / Page	35034 / 176
Instrument Date	Apr 8, 2022
Instrument	18358
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 VERNON ST, MIDDLEBORO, MA 02346-1044

Mortgage

Document Number	0000018359
Date	Apr 8, 2022
Instrument	18359

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jul 31, 2018
Property Address	98 LONG RD, HARWICH, MA 02645-3125
Document Number	31436-172
Book / Page	031436 / 000172
Instrument Date	May 22, 2018
Instrument	37138
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 CUMMINGS LN HOLLIS NH 030496128, HOLLIS, NH 03049-6128

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+3.05%)	$520,900 (+5.1%) Land $199,700 Building $321,200	$702,430
2024	$2,988.00 (+2.89%)	$495,600 (+13.31%) Land $188,400 Building $307,200
2023	$2,904.00	$437,400 Land $171,200 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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