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98 Locust Bluff Rd, Covington, TN 38019 Property Records

Tipton County property record for 98 Locust Bluff Rd, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,022 sqft · built 1938
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (May 2021)
Tax Bill$213 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN084043 02400

Property Details

APN / Parcel Number

Primary APN084043 02400
Alternative APN
  • 043 02400

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,022 sqft Living Area
1st Floor Area1,022 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
Lot Dimensions152 ft deep x 186 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
SewerConnected

Location & Zoning

Street Address98 LOCUST BLUFF RD
CityCOVINGTON
StateTN
Zip38019-4710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 13, COUNTY AREA: A62
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1007
Census Tract40900

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 LOCUST BLUFF RD, COVINGTON, TN 38019-4710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
DON M BASKIN JR LIVING TRUST
Jul 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021 · Amount on Record
Deed SaleMay 6, 2021 · Amount on Record
Deed Document Number244591
Deed Book / Page1899 / 542
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateMay 6, 2021
Property Address98 LOCUST BLUFF RD, COVINGTON, TN 38019-4710
Document Number1899542
Book / Page1899 / 542
Map ReferenceMAP 43
Instrument DateApr 28, 2021
Instrument244591
Transaction TypeTransfer
Record UpdatedMay 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 LOCUST BLUFF RD, COVINGTON, TN 38019-4710

Mortgage

Document Number244592
DateMay 6, 2021
Instrument244592
Lender
NameDON M BASKIN JR LIVING TRUST
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateJul 30, 2019
Property Address98 LOCUST BLUFF RD, COVINGTON, TN 38019-4710
Document Number1807475
Book / Page001807 / 000475
Instrument DateJul 29, 2019
Instrument225131
Transaction TypeTransfer
Record UpdatedAug 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4643 HIGHWAY 54 E COVINGTON TN 38019, COVINGTON, TN 38019

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$213.00 (+2.9%)$14,000 (-) Land $3,575 Building $10,425
2023$14,000 Land $3,575 Building $10,425
2022$207.00
2020$56,000 Land $14,300 Building $41,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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