Wayne County and Galen Town property record for 98 Lock St, Clyde, NY 14433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,904 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (Aug 2006) |
| Tax Bill | $3,022 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| APN | 0457-00 |
| Primary APN | 0457-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 952 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 351 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0457-00 |
|---|---|
| Street Address | 98 LOCK ST |
| City | CLYDE |
| State | NY |
| Zip | 14433-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42112-14-278485 |
| Legal Block | 14 |
| Legal Lot Number | 309.489 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | GALEN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21800 |
Source: Wayne County and Galen Town records · APN 0457-00
Assessment roll updated April 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 LOCK ST, CLYDE, NY 14433-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2006 · Amount on Record |
| Deed Sale | Aug 23, 2006 · Amount on Record |
| Prior Sale | Feb 01, 2000 · Amount on Record |
| Deed Book / Page | 907 / 95648 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 98 LOCK ST, CLYDE, NY 14433-1142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | R9232132 |
|---|---|
| Date | May 10, 2021 |
| Instrument | R9232132 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County and Galen Town records · Assessment roll updated April 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Galen Town |
| Municipality | Clyde Village |
| Unified School District | Clyde-Savannah Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,022.00 | $68,300 (-) Land $5,800 Building $62,500 | $105,077 (+29.23%) Land $8,923 Building $96,154 |
| 2023 | $68,300 Land $5,800 Building $62,500 | $81,310 Land $6,905 Building $74,405 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361170218002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Jan 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 331 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY5801228, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLYDE VILLAGE serves 2,269 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures