98 Leonard Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 98 Leonard Rd, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,357 sqft · built 1941
Lot Size	12.2 acres (534,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Apr 2023)
Tax Bill	$12,055 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:5-06 L:202`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:5-06 L:202`
Alternative APNs	`MDBY M:5-06 L:202` `J0150900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,357 sqft Living Area
Gross Area	8,048 sqft
1st Floor Area	1,943 sqft
Attic	Attic
Attic Area	1,140 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	534,917 sqft (12.2 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J0150900
Street Address	98 LEONARD RD
City	MIDDLEBURY
State	CT
Zip	06762-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	202
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3015
Census Tract	344100

Owner

Source: Middlebury Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 BELL HILL RD, WASHINGTON, CT 06793-1502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · ARM FIRST REPUBLIC BANK
Mar 10, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Sep 26, 2006 · Amount on Record
Deed Document Number	2023549
Deed Book / Page	336 / 916
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	000336-271
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Apr 10, 2023
Property Address	98 LEONARD RD, MIDDLEBURY, CT 06762-3603
Document Number	000336-916
Book / Page	336 / 916
Instrument Date	Apr 5, 2023
Instrument	549
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LEONARD RD, MIDDLEBURY, CT 06762-3603

Mortgage

Document Number	0000000550
Date	Apr 10, 2023
Instrument	550

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Jul 1, 2028
Index	Other

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Mar 10, 2023
Property Address	98 LEONARD RD, MIDDLEBURY, CT 06762-3603
Document Number	000336-271
Book / Page	336 / 271
Instrument Date	Mar 9, 2023
Instrument	208
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LEONARD RD, MIDDLEBURY, CT 06762-3603

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	98 LEONARD RD, MIDDLEBURY, CT 06762-3603
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000313-877
Date	Jun 19, 2020
Book Page	313/877

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,055.00	$370,700 (-) Land $118,200 Building $252,500	$529,571 Land $168,857 Building $360,714
2024	$12,055.00 (+0.8%)
2023	$11,959.00 (+3.2%)	$370,700 (-) Land $118,200 Building $252,500
2022	$11,588.00	$370,700 Land $118,200 Building $252,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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