98 Laurel Rd, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 98 Laurel Rd, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,548 sqft · built 1951
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$198,500 (Dec 2019)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-097500`

Property Details

APN / Parcel Number

Primary APN	`29-097500`
Alternative APN	`002295-6`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	750 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	002295-6
Street Address	98 LAUREL RD
City	CHAGRIN FALLS
State	OH
Zip	44022-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	S/L 141 CHAGRIN HEIGHTS SUB #2
Legal Subdivision	CHAGRIN HEIGHTS SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	SOUTH RUSSELL
Census Block Group	2
Census Block	2004
Census Tract	311600

Owner

98 Laurel Rd is owned and occupied by an individual who bought it in December 2019.

Source: Geauga County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	98 LAUREL RD, CHAGRIN FALLS, OH 44022-3936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Dec 6, 2019	Administrator's Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2019957536
Deed Book / Page	2083 / 2214
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0020832211
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Apr 9, 2026
Property Address	98 LAUREL RD, CHAGRIN FALLS, OH 44022-3936
Document Number	0001045669
Book / Page	2219 / 338
Instrument Date	Mar 28, 2026
Instrument	20261045669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LAUREL RD, CHAGRIN FALLS, OH 44022-3936

Mortgage

Document Number	0001045669,
Date	Apr 9, 2026
Book Page	2219/338
Instrument	20261045669

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2019: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	GEAUGA OH
Recording Date	Dec 6, 2019
Property Address	98 LAUREL RD, CHAGRIN FALLS, OH 44022-3936
Document Number	0020832214
Book / Page	2083 / 2214
Map Reference	VOL 3 PG 5&6
Instrument Date	Dec 6, 2019
Instrument	201900957536
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LAUREL RD, CHAGRIN FALLS, OH 44022-3936

Mortgage

Document Number	0020832216
Date	Dec 6, 2019
Book Page	2083/2216
Instrument	201900957537

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 98 Laurel Rd was $4,601 with a homeowner's exemption, down 0.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	South Russell Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,601.00 (-0.22%)	$83,590 (-) Land $14,880 Building $68,710
2024	$4,611.00 (-7.09%) Homeowner's exemption	$83,590 (-) Land $14,880 Building $68,710
2023	$4,963.00 Homeowner's exemption	$83,590 (+36.54%) Land $14,880 Building $68,710	$238,800 Land $42,500 Building $196,300
2022		$61,220 Land $12,390 Building $48,830
2021	$4,332.00
2020			$174,900 Land $35,400 Building $139,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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