98 Laurel Ave, Kingston, NJ 08528 Property Records

Somerset County and Franklin Township property record for 98 Laurel Ave, Kingston, NJ 08528 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,084 sqft · built 1940
Lot Size	0.964 acres (42,001 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Nov 1999)
Tax Bill	$10,639 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00001-01-00010`

Property Details

APN / Parcel Number

Primary APN	`08-00001-01-00010`
Alternative APNs	`0800001000100010` `0800001000000010`

Interior

Stories	2 Stories
Building Area	2,084 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	42,001 sqft (0.964 acres)
Lot Dimensions	400 ft deep x 105 ft wide

Location & Zoning

Old Parcel Number	0800001000000010
Street Address	98 LAUREL AVE
City	KINGSTON
State	NJ
Zip	08528-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1.1
Legal Lot Number	10
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2005
Census Tract	53402

Owner

Source: Somerset County and Franklin Township records · APN 08-00001-01-00010

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 LAUREL AVE, KINGSTON, NJ 08528-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 1999 · Amount on Record
Deed Sale	Nov 15, 1999 · Amount on Record
Prior Sale	Oct 04, 1993 · Amount on Record
Deed Book / Page	2268 / 58
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	98 LAUREL AVE, KINGSTON, NJ 08528-9619
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LAUREL AVE, KINGSTON, NJ 08528-9619

Mortgage

Document Number	0000074509
Date	Dec 29, 2021
Book Page	7413/1111
Instrument	2021074509

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 02, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Franklin Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,400 (+8.11%) Land $410,300 Building $256,100	$666,400 (+8.11%) Land $410,300 Building $256,100
2025	$10,639.00 (+5.37%)	$616,400 (+35.89%) Land $360,300 Building $256,100	$616,400 (+35.89%) Land $360,300 Building $256,100
2024	$10,097.00 (+31.59%)
2023		$453,600 Land $260,300 Building $193,300	$453,600 Land $260,300 Building $193,300
2022	$7,673.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350534022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1982–2021)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2021, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.