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  5. Lancaster Rd

98 Lancaster Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 98 Lancaster Rd, Shirley, MA 01464

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,211 sqft · built 1955
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Apr 2026)
Tax Bill$37 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSHIR M:0002 B:000B L:00003

Property Details

APN / Parcel Number

Primary APNSHIR M:0002 B:000B L:00003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,211 sqft Living Area
Gross Area2,274 sqft
Basement Area1,009 sqft
Unfinished Basement807 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address98 LANCASTER RD
CitySHIRLEY
StateMA
Zip01464-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLRC
Legal BlockB
Legal Lot Number3
JurisdictionSHIRLEY MA
Township / Civil DivisionSHIRLEY
Census Block Group2
Census Block2048
Census Tract388200

Owner

Source: Middlesex County and Shirley Town records · APN SHIR M:0002 B:000B L:00003

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address98 LANCASTER RD, SHIRLEY, MA 01464-2414
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Quit Claim Deed, Transfer · Conventional Mortgage
PROVINCE MORTGAGE ASSOCIATES
Nov 02, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Mar 06, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleNov 02, 2021 · Amount on Record
Deed Document Number202648756
Deed Book / Page85536 / 270
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIRLEY MA
Recording DateApr 30, 2026
Property Address98 LANCASTER RD, SHIRLEY, MA 01464-2414
Document Number085536-270
Book / Page85536 / 270
Instrument DateApr 25, 2026
Instrument2026.48756
Transaction TypeTransfer
Record UpdatedMay 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address98 LANCASTER RD, SHIRLEY, MA 01464-2414

Mortgage

DateApr 30, 2026
Lender
NamePROVINCE MORTGAGE ASSOCIATES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIRLEY MA
Recording DateNov 02, 2021
Property Address98 LANCASTER RD, SHIRLEY, MA 01464-2414
Document Number79051-566
Book / Page79051 / 566
Instrument DateNov 01, 2021
Instrument239781
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address98 LANCASTER RD, SHIRLEY, MA 01464-2414

Mortgage

Document Number239782
DateNov 02, 2021
Instrument239782
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIRLEY MA
Recording DateMar 06, 2018
Property Address98 LANCASTER RD, SHIRLEY, MA 01464-2414
Document Number70702-433
Book / Page070702 / 000433
Instrument DateDec 04, 2017
Instrument30477
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 LANCASTER RD SHIRLEY MA 014642414, SHIRLEY, MA 01464-2414

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIRLEY MA
Recording DateApr 13, 2017
Property Address98 LANCASTER RD, SHIRLEY, MA 01464-2414
Document Number69137-517
Book / Page069137 / 000517
Instrument DateApr 12, 2017
Instrument54220
Transaction TypeTransfer
Record UpdatedMay 02, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 LANCASTER RD SHIRLEY MA 014642414, SHIRLEY, MA 01464-2414

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionShirley Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$37.00 (-98.99%)$287,100 (+6.06%) Land $130,000 Building $157,100$360,430
2024$3,673.00 (+2.06%)$270,700 (+6.66%) Land $118,500 Building $152,200
2023$3,599.00$253,800 Land $118,500 Building $135,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1982–2010)
Claims Outside the SFHA4 of 12
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 38 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSHIRLEY WATER DISTRICT
serves 4,165 people
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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