Cook County property record for 98 Lancaster Ln, Des Plaines, IL 60018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,151 sqft · built 1962 |
| Lot Size | 0.18 acres (7,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,000 (Aug 2026) |
| Tax Bill | $7,039 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-24-410-039 |
| Primary APN | 08-24-410-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,151 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,858 sqft (0.18 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 98 LANCASTER LN |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60018-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DEVONSHIRE) IN (DESPLAINES) (UNIT3) SUB OF PT OF EH SE SEC 24-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 24 |
| Legal Subdivision | DEVONSHIRE IN DESPLAINES UNIT3 |
| Legal Lot Number | 110 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 805112 |
98 Lancaster Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Cook County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 LANCASTER LN, DES PLAINES, IL 60018-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on File |
| Deed Sale | Aug 17, 2026 · Amount on File |
| Prior Sale | Jul 14, 2023 · Amount on File |
| Deed Document Number | 202622929078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 17, 2026 |
| Property Address | 98 LANCASTER LN, DES PLAINES, IL 60018-1205 |
| Document Number | 0000029078 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202629078 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,720.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 LANCASTER LN, DES PLAINES, IL 60018-1205 |
| Document Number | 0000029079, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202622929079 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 14, 2023 |
| Property Address | 98 LANCASTER LN, DES PLAINES, IL 60018-1205 |
| Document Number | 0019540027 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 2319540027 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 96 LANCASTER LN, DES PLAINES, IL 60018-1205 |
| Document Number | 0019540028 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2319540028 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate | 6.62% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Des Plaines City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Community Consolidated School District 59 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 Land $8,251 Building $28,749 | $370,000 Land $82,510 Building $287,490 | |
| 2024 | $7,039.00 (-3.15%) | ||
| 2023 | $7,268.00 (+4.98%) | ||
| 2022 | $6,923.00 (+74.6%) | $31,999 (+81.79%) Land $7,072 Building $24,927 | $319,990 (+81.79%) Land $70,720 Building $249,270 |
| 2021 | $3,965.00 Homeowner's exemption | $17,602 Land $4,714 Building $12,888 | $176,020 Land $47,140 Building $128,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Lancaster Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1978–2020) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Lancaster Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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