98 Lake St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 98 Lake St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1874
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$535,700 (May 2023)
Tax Bill	$7,026 (2025)
Deeds & Mortgages	Jun 2023 Refinance May 2023 Sale + 2 more
APN	`NHAM M:017A B:0248 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0248 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Architectural Style	Conventional
Exterior Material	Other
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	98 LAKE ST
City	FLORENCE
State	MA
Zip	01062-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	248
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2004
Census Tract	821700

Owner

98 Lake St is owned and occupied by two individuals who bought it in May 2023.

Source: Hampshire County and Northampton City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 LAKE ST, FLORENCE, MA 01062-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DANIEL L KAHN
May 5, 2023	Quit Claim Deed, Transfer
May 7, 2019	Deed of Trust, Mortgage · Line of Credit FLORENCE BK
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Jul 31, 1991 · Amount on File
Deed Document Number	20236382
Deed Book / Page	14853 / 197
Prior Transfer Date	May 3, 2023
Prior Transfer Doc	014853-197
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	98 LAKE ST, NORTHAMPTON, MA 01062-1321
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014897-241
Date	Jun 30, 2023
Book Page	14897/241
Instrument	9669

Lender

Name	DANIEL L KAHN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 5, 2023
Property Address	98 LAKE ST, NORTHAMPTON, MA 01062-1321
Document Number	014853-197
Book / Page	14853 / 197
Instrument Date	May 3, 2023
Instrument	6382
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	30 GARFIELD AVE, EASTHAMPTON, MA 01027-4105

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	98 LAKE ST, NORTHAMPTON, MA 01062-1321
Document Number	13257-108
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	98 LAKE ST NORTHAMPTON MA 010621321, NORTHAMPTON, MA 01062-1321

Mortgage

Document Number	13257-108
Date	May 13, 2019
Book Page	013257/000108
Instrument	7385

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 29, 2017
Property Address	98 LAKE ST, NORTHAMPTON, MA 01062-1321
Document Number	12583-192
Book / Page	012583 / 000192
Instrument Date	Mar 15, 2017
Instrument	5923
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	98 LAKE ST FLORENCE MA 010621321, FLORENCE, MA 01062-1321

Tax Assessment & Valuation

The 2025 property tax bill for 98 Lake St was $7,026.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,026.00	$504,400 Land $172,600 Building $331,800	$625,955 (+4.37%)
2024			$599,735
2023	$5,009.00	$316,200 Land $137,100 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 98 Lake St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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