98 Lake Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 98 Lake Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 648 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2017)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	May 2019 Refinance Feb 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:079 L:0042`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:079 L:0042`
Alternative APNs	`M:0514 B:0002 L:0050` `51400020050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	648 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	51400020050
Street Address	98 LAKE RD
City	ENFIELD
State	CT
Zip	06082-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	42
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2009
Census Tract	524300

Owner

98 Lake Rd is owned and occupied by an individual who bought it in October 2017.

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	98 LAKE RD, ENFIELD, CT 06082-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Feb 21, 2017	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Dec 21, 2016
Deed Book / Page	2680 / 147
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	98 LAKE RD, ENFIELD, CT 06082-2217
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02723-1221
Date	May 30, 2019
Book Page	2723/1221

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2029

February 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Feb 21, 2017
Property Address	98 LAKE RD, ENFIELD, CT 06082-2217
Document Number	2660-1192
Book / Page	002660 / 001192
Transaction Type	Foreclosure
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 98 Lake Rd was $4,217.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,217.00	$118,800 Land $48,700 Building $70,100	$83,160 Land $34,090 Building $49,070
2024	$4,217.00 (+3.31%)
2023	$4,082.00 (+8.59%)	$118,800 (-) Land $48,700 Building $70,100
2022	$3,759.00	$118,800 Land $48,700 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHAKER HEIGHTS WATER COMPANY private · serves 172 people · EPA ID CT0490041
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CTWC - NORTHERN REG-WESTERN SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake Rd

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