98 Lake Rd, Congers, NY 10920 Property Records

Rockland County and Clarkstown Town property record for 98 Lake Rd, Congers, NY 10920

Property Summary

Property Type	Parking Lot
Details	1,920 sqft · built 1975
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$2,200,000 (Mar 2020)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392089 44.16-1-48`

Property Details

APN / Parcel Number

Primary APN	`392089 44.16-1-48`
Alternative APNs	`208904401600010480000000` `127C10.1`

Interior

Stories	1 Story
Building Area	1,920 sqft Gross Area
Security Alarm	Security Alarm

Exterior

Year Built	Built 1975
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	127C10.1
Old Parcel Number	208904401600010480000000
Street Address	98 LAKE RD
City	CONGERS
State	NY
Zip	10920-2317
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	127-C-10.1
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	CLARKSTOWN
Census Block Group	1
Census Block	1018
Census Tract	10902

Owner

Source: Rockland County and Clarkstown Town records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	17 WELLS AVE, CONGERS, NY 10920-2016
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2020-00008929
Record Updated	Jun 8, 2026

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 12, 2020
Property Address	98 LAKE RD, CONGERS, NY 10920-2317
Document Number	0000008929
Instrument Date	Mar 6, 2020
Instrument	2020-00008929
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 LAKE RD, 100, CONGERS, NY 10920-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WELLS AVE, CONGERS, NY 10920-2016

Mortgage

Document Number	0000008930
Date	Mar 12, 2020
Instrument	2020-00008930

Lender

Name	UNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Clarkstown Town
Unified School District	Clarkstown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$9,600 (-) Land $9,600	$40,886 (+325.9%) Land $40,886
2023	$9,600 Land $9,600	$9,600 Land $9,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880