98 Lacey Ln, Waterville, PA 17776 Property Records

Lycoming County property record for 98 Lacey Ln, Waterville, PA 17776

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 480 sqft · built 1961
Lot Size1.69 acres (73,616 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2020)
Tax Bill$4,053 (2026)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN47-001-101

Property Details

APN / Parcel Number

Primary APN47-001-101
Alternative APNs
  • 47+,001.0-0101.00-000+
  • 471101

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area480 sqft Living Area
Basement Area100 sqft
Unfinished Basement100 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialStucco
Lot Area73,616 sqft (1.69 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address98 LACEY LN
CityWATERVILLE
StatePA
Zip17776-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4RER
JurisdictionLYCOMING PA
Township / Civil DivisionPINE
Census Block Group1
Census Block1225
Census Tract10100

Owner

98 Lacey Ln is owned and occupied by an individual who bought it in August 2020.

Source: Lycoming County records, as of May 7, 2026

Owner of RecordIndividual Name on File
Mailing Address98 LACEY LN, WATERVILLE, PA 17776-9623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Line of Credit
SERVICE 1ST FCU
Aug 27, 2020Deed, Transfer · Conventional Mortgage
JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on File
Deed SaleAug 27, 2020 · Amount on File
Prior SaleOct 26, 1987 · Amount on File
Deed Document Number20209878
Deed Book / Page9223 / 1867
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYCOMING PA
Property Address98 LACEY LN, WATERVILLE, PA 17776-9623
Transaction TypeMortgage
Record UpdatedFeb 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009300/511
DateJan 13, 2023
Book Page9300/511
Instrument202300000443
Lender
NameSERVICE 1ST FCU
TypeCredit Union
AddressDANVILLE, PA 17821
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 12, 2043
Interest
Change FrequencyMonthly

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionLYCOMING PA
Recording DateAug 27, 2020
Property Address98 LACEY LN, WATERVILLE, PA 17776-9623
Document Number09223/1867
Book / Page9223 / 1867
Instrument DateAug 20, 2020
Instrument202000009878
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address98 LACEY LN, WATERVILLE, PA 17776-9623

Mortgage

Document Number202000009879
DateAug 27, 2020
Instrument202000009879
Lender
NameJERSEY SHORE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 98 Lacey Ln was $4,053.

Source: Lycoming County assessment roll, as of May 7, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLycoming County
County SubdivisionPine Township
Unified School DistrictWellsboro Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,053.00$140,980 Land $18,760 Building $122,220
2024$3,898.00 (-0.61%)$140,980 (-) Land $18,760 Building $122,220
2023$3,922.00$140,980 Land $18,760 Building $122,220
2004$140,980 Land $18,760 Building $122,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Lacey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1994–2024)
Claims Outside the SFHA7 of 13
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 4 claims
  • Tropical Depression Ivan, Sep 2004 · 5 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Lacey Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tri-Co Connections
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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