Cherokee County property record for 98 Kolton Way, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 2023 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Jan 2022) |
| Tax Bill | $974 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 456004913157000 |
| Primary APN | 456004913157000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 864 sqft Heated Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,764 sqft (1.9 acres) |
| Lot Width | 30 ft Width |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 56507 |
|---|---|
| Street Address | 98 KOLTON WAY |
| City | MURPHY |
| State | NC |
| Zip | 28906-4442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 8 NOTLA LANE SUB 1173/289 |
| Legal Subdivision | NOTLA LANE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930604 |
98 Kolton Way, a rural home, is owned and occupied by an individual who bought it in January 2022.
Source: Cherokee County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 KOLTON WAY, MURPHY, NC 28906-4442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 7, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on File |
| Deed Sale | Jan 7, 2022 · Amount on File |
| Prior Sale | Aug 9, 2005 · Amount on File |
| Deed Document Number | 2022117 |
| Deed Book / Page | 1700 / 1433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 22, 2026 |
| Property Address | 98 KOLTON WAY, MURPHY, NC 28906-4442 |
| Document Number | 0000002506 |
| Book / Page | 1801 / 1414 |
| Instrument Date | May 19, 2026 |
| Instrument | 20262506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 98 KOLTON WAY, MURPHY, NC 28906-4442 |
| Document Number | 0000002506, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 1801/1414 |
| Instrument | 20262506 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 7, 2022 |
| Property Address | 98 KOLTON WAY, MURPHY, NC 28906-4442 |
| Document Number | 01700/1433 |
| Book / Page | 1700 / 1433 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 117 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $22.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 S MAIN ST, INMAN, SC 29349-1673 |
| Name | Verified Name |
|---|---|
| Address | 105 PIPING ROCK DR, MURPHY, NC 28906-3839 |
The 2025 property tax bill for 98 Kolton Way was $974.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $974.00 | $135,430 | $135,430 Land $10,000 Building $125,430 |
| 2023 | $10,000 | $10,000 Land $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Kolton Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Kolton Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Ridge Mountain EMC.
5G (outdoors only) and 4G LTE
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