98 Klatte Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 98 Klatte Rd, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,976 sqft · built 1970
Lot Size	27 acres (1,176,120 sqft)
Owner	Individual Name on File
Tax Bill	$4,701 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:019 B:010 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:019 B:010 L:000`
Alternative APN	`720`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Construction Type	Concrete
Lot Area	1,176,120 sqft (27 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	720
Street Address	98 KLATTE RD
City	HERMON
State	ME
Zip	04401-0636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICU
Legal Block	10
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2013
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 KLATTE RD, HERMON, ME 04401-0636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Balloon Mortgage MAINE SAVINGS FEDERAL CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Sep 14, 2020	Deed of Trust, Mortgage · Balloon Mortgage MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	98 KLATTE RD, HERMON, ME 04401-0636
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153600260
Date	Nov 20, 2019
Book Page	15360/260
Instrument	36410

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	98 KLATTE RD, HERMON, ME 04401-0636
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158050242
Date	Nov 30, 2020
Book Page	15805/242
Instrument	39790

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	98 KLATTE RD, HERMON, ME 04401-0636
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156920119
Date	Sep 14, 2020
Book Page	15692/119
Instrument	29433

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,701.00 (+15.79%)	$396,700 (+6.5%) Land $87,800 Building $308,900
2024	$4,060.00 (+1.4%)	$372,500 (+9.3%) Land $78,200 Building $294,300
2023	$4,004.00 (+14.69%)	$340,800 (+16.16%) Land $72,800 Building $268,000
2022	$3,491.00	$293,400 Land $64,800 Building $228,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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