Madison County property record for 98 Kenway St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2023) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0029-0010-D |
| Primary APN | B008-0029-0010-D |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,481 sqft (0.562 acres) |
|---|
| Account Number | 58408 |
|---|---|
| Street Address | 98 KENWAY ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 (0.562 ACRES) |
| Legal Subdivision | DIXIE PARK |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11202 |
98 Kenway St is owned and occupied by an individual who bought it in March 2023.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 KENWAY ST, BEREA, KY 40403-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 8, 2023 | Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Deed Document Number | 2014135017 |
| Deed Book / Page | D835 / 489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 23, 2026 |
| Property Address | 98 KENWAY ST, BEREA, KY 40403-1200 |
| Document Number | 0014364294 |
| Book / Page | 2486 / 619 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202614364294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 98 KENWAY ST, BEREA, KY 40403-1200 |
| Document Number | 0014364294, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 2486/619 |
| Instrument | 202614364294 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 8, 2023 |
| Property Address | 98 KENWAY ST, BEREA, KY 40403-1200 |
| Document Number | 00D835/489 |
| Book / Page | D835 / 489 |
| Map Reference | MB 6 PG 108 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2014135017 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 KENWAY ST, BEREA, KY 40403-1200 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 822, RICHMOND, KY 40476-0822 |
| Document Number | 2014135018 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2014135018 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 98 Kenway St was $2,310 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,310.00 Additional exemption filed | $245,000 | $245,000 |
| 2023 | $1,092.00 (-5.29%) Homeowner's exemption | $159,000 (-) | $159,000 (-) |
| 2022 | $1,153.00 Homeowner's exemption | $159,000 | $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Kenway St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Kenway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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