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98 Kearney Ct, Frederick, MD 21702 Property Records

Frederick County property record for 98 Kearney Ct, Frederick, MD 21702 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1997
Square Footage4,164 sqft Living Area
Lot Size10,783 sqft (0.248 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$415,000 (2017)
Tax Bill$9,262.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-198908
Alternative APNs
  • 2198908
  • 198908

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,164 sqft Living Area
Gross Area4,564 sqft Gross Area
1st Floor1,622 sqft 1st Floor
Basement Area1,100 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,783 sqft (0.248 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Pool Area544 sqft Pool
Deck Area256 sqft Deck
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number198908
Street Address98 KEARNEY CT
CityFREDERICK
StateMD
Zip21702-3180
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 73 PLAT 3 PHASE1 10,783 SQ. FT. WILLOW BROOK
Legal SubdivisionWILLOW BROOK
Legal Phase1,10
Legal Lot Number73
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1003
Census Tract750701

Owner

Source: Frederick County records · APN 02-198908

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address98 KEARNEY CT, FREDERICK, MD 21702-3180
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOVEREIGN LENDING GROUP INC
Dec 07, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE ONE SOLUTIONS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2017 · Amount on Record
Deed SaleDec 07, 2017 · Amount on Record
Prior SaleJul 14, 2011 · Amount on Record
Deed Doc Number201712171-0001
Deed Book / Page12171 / 1
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address98 KEARNEY CT, FREDERICK, MD 21702-3180
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 KEARNEY CT, FREDERICK, MD 21702-3180

Mortgage

Document Number0153420397
DateOct 01, 2021
Book Page15342/397
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 07, 2017
Property Address98 KEARNEY CT, FREDERICK, MD 21702-3180
Document Number0121710001
Book / Page012171 / 000001
Instrument DateNov 17, 2017
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address98 KEARNEY CT FREDERICK MD 217023180, FREDERICK, MD 21702-3180

Mortgage

Document Number121710010
DateDec 07, 2017
Book Page012171/000010
Lender
NameMORTGAGE ONE SOLUTIONS
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 06, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,262.00 (+12.53%) Homeowner's exemption$616,800 (+23.66%) Land $115,500 Building $501,300$616,800 (-) Land $115,500 Building $501,300
2023$8,231.00 Homeowner's exemption$498,800$616,800 Land $115,500 Building $501,300

Flood & Wildfire

98 Kearney Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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