98 Kaiwiki Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 98 Kaiwiki Rd, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,099 sqft · built 2001
Lot Size	0.66 acres (28,735 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2020)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-6-030-051`

Property Details

APN / Parcel Number

Primary APN	`3-2-6-030-051`
Alternative APNs	`3-2-6-030-051-0000` `260300510000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,099 sqft Living Area
1st Floor Area	560 sqft
Basement Area	539 sqft
Finished Basement	539 sqft
Family Room	Family Room
Interior Walls	Plaster

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	28,735 sqft (0.66 acres)
Porch	Concrete/Metal Slab
Deck Area	200 sqft
Patio Area	200 sqft

Location & Zoning

Street Address	98 KAIWIKI RD
City	HILO
State	HI
Zip	96720-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 18-A 28,735 SF DES POR RPGR 961 KAIWIKI HEIGHTS S/D SUBJ/ESMTS FOR RDWY & UTIL PURP
Legal Subdivision	KAIWIKI HEIGHTS
Legal Lot Number	18-A
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2019
Census Tract	20202

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-6-030-051

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 KAIWIKI RD, HILO, HI 96720-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Dec 23, 1999 · Amount on Record
Deed Document Number	202075410032
Prior Transfer Date	May 12, 1995
Prior Transfer Doc	0000100954
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Aug 24, 2020
Property Address	98 KAIWIKI RD, HILO, HI 96720-9701
Document Number	0A75410032
Instrument Date	Aug 14, 2020
Instrument	A-75410032
Transaction Type	Transfer
Record Updated	Feb 07, 2021
Title Company	TG

Transaction

Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 KAIWIKI RD, 98, HILO, HI 96720-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	73-1529 HAO WAY, KAILUA KONA, HI 96740-8656

Mortgage

Document Number	0A75410033
Date	Aug 24, 2020
Instrument	A-75410033

Lender

Name	BANK OF HAWAII
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,000 (+3.57%) Land $141,100 Building $235,900	$377,000 (+3.57%) Land $141,100 Building $235,900
2025	$4,040.00 (+11.45%)	$364,000 (+4.54%) Land $128,100 Building $235,900	$364,000 (+4.54%) Land $128,100 Building $235,900
2024		$348,200 (+6.61%) Land $121,900 Building $226,300	$348,200 (+6.61%) Land $121,900 Building $226,300
2023	$3,625.00 Homeowner's exemption	$326,600 Land $116,100 Building $210,500	$326,600 Land $116,100 Building $210,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 11, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Nov 2001

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Hawaii
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 164 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HILO serves 39,477 people
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.