98 Jefferson St, Warwick, RI 02888 Property Records

Warwick City property record for 98 Jefferson St, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 710 sqft · built 1945
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29302830000`

Property Details

APN / Parcel Number

Primary APN	`29302830000`
Alternative APNs	`WARW M:293 B:0283 L:0000` `100115478`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	710 sqft Living Area
Gross Area	1,406 sqft
1st Floor Area	710 sqft
Basement Area	696 sqft
Unfinished Basement	388 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	100115478
Street Address	98 JEFFERSON ST
City	WARWICK
State	RI
Zip	02888-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	283
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3016
Census Tract	21002

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 JEFFERSON ST, WARWICK, RI 02888-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · ARM GREENWOOD CU
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	98 JEFFERSON ST, WARWICK, RI 02888-2036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9444-296
Date	Jan 27, 2020
Book Page	9444/296
Instrument	1138

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2030
Index	1-Year CMT

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	98 JEFFERSON ST, WARWICK, RI 02888-2036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9411-165
Date	Dec 5, 2019
Book Page	9411/165
Instrument	17236

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2030

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	98 JEFFERSON ST, WARWICK, RI 02888-2036
Document Number	9173-49
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 JEFFERSON ST WARWICK RI 028882036, WARWICK, RI 02888-2036

Mortgage

Document Number	9173-49
Date	Nov 20, 2018
Book Page	009173/000049
Instrument	16430

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 19, 2028

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (+6.93%)	$318,200 (+19.49%) Land $127,800 Building $190,400
2024			$304,665
2023	$3,779.00 (+9.25%)	$266,300 (+44.18%) Land $111,100 Building $155,200
2022	$3,459.00	$184,700 Land $69,900 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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