98 James St, Tallapoosa, GA 30176 Property Records

Haralson County property record for 98 James St, Tallapoosa, GA 30176

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,702 sqft · built 1965
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2022)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Jun 2022 Sale Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0032A-0044`

Property Details

APN / Parcel Number

Primary APN	`0032A-0044`
Alternative APN	`1103`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,702 sqft Heated Area
Utility Area	60 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Porch	Slab
Porch Area	119 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1103
Street Address	98 JAMES ST
City	TALLAPOOSA
State	GA
Zip	30176-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT-HSE & ACC BLDG
Legal Subdivision	N TALLAPOOSA COUNTYLOTS
Jurisdiction	HARALSON GA
Township / Civil Division	TALLAPOOSA
Census Block Group	3
Census Block	3023
Census Tract	10201

Owner

98 James St is owned and occupied by an individual who bought it in June 2022.

Source: Haralson County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	98 JAMES ST, TALLAPOOSA, GA 30176-2641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer
Nov 4, 2019	Deed of Trust, Mortgage · Conventional with PMI ASSOCIATES & FED EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Oct 18, 2004 · Amount on File
Deed Document Number	20221013
Deed Book / Page	1353 / 89
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	0011420218
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARALSON GA
Recording Date	Jun 17, 2022
Property Address	98 JAMES ST, TALLAPOOSA, GA 30176-2641
Document Number	0013530089
Book / Page	1353 / 89
Instrument Date	Jun 17, 2022
Instrument	2022-001013
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 JAMES ST, TALLAPOOSA, GA 30176-2641

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARALSON GA
Property Address	98 JAMES ST, TALLAPOOSA, GA 30176-2641
Document Number	0012450576
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 JAMES ST #T TALLAPOOSA GA 301762641, T, TALLAPOOSA, GA 30176-2641

Mortgage

Document Number	0012450576
Date	Nov 14, 2019
Book Page	001245/000576
Instrument	3732

Lender

Name	ASSOCIATES & FED EMP CU
Type	Credit Union
Address	PEACHTREE CORNERS, GA 30092

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 98 James St was $1,616 with a homeowner's exemption.

Source: Haralson County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Haralson County
Unified School District	Haralson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00	$78,565 Land $4,080 Building $74,485	$196,413 Land $10,200 Building $186,213
2023	$2,288.00 (+123.66%) Homeowner's exemption	$87,348 (+138.36%) Land $4,080 Building $83,268	$218,369 (+138.36%) Land $10,200 Building $208,169
2022	$1,023.00 Homeowner's exemption	$36,646 Land $4,080 Building $32,566	$91,615 Land $10,200 Building $81,415

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 James St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TALLAPOOSA serves 4,680 people · EPA ID GA1430002
Water Source	Purchased surface water from HARALSON COUNTY WATER AUTHORITY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: HCI, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures