98 Irving St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 98 Irving St, Waltham, MA 02451

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,528 sqft · built 1920
Lot Size	0.21 acres (9,130 sqft)
Owner	2 Company Names on Record
Last Sale	$700,000 (Jan 2019)
Tax Bill	$9,064 (2026)
Deeds & Mortgages	Nov 2025 Transfer Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`59402`

Property Details

APN / Parcel Number

Primary APN	`59402`
Alternative APN	`WALT M:050 B:024 L:0015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	4,116 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,130 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	59402
Street Address	98 IRVING ST
City	WALTHAM
State	MA
Zip	02451-0724
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Block	24
Legal Lot Number	15
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1008
Census Tract	368200

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	98 IRVING ST, WALTHAM, MA 02451-0724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit METRO CU
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 22, 2019	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	20198556
Deed Book / Page	72148 / 260
Last Transfer Date	Oct 10, 2025
Transfer Doc	084860-358
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Nov 12, 2025
Property Address	98 IRVING ST, WALTHAM, MA 02451-0724
Document Number	084860-358
Book / Page	84860 / 358
Instrument Date	Oct 10, 2025
Instrument	137771
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	98 IRVING ST, WALTHAM, MA 02451-0724
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76963-479
Date	Feb 16, 2021
Book Page	76963/479
Instrument	33925

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	98 IRVING ST, WALTHAM, MA 02451-0724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75307-305
Date	Aug 6, 2020
Book Page	75307/305
Instrument	131739

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	98 IRVING ST, WALTHAM, MA 02451-0724
Document Number	72925-371
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 IRVING ST WALTHAM MA 024510724, WALTHAM, MA 02451-0724

Mortgage

Document Number	72925-371
Date	Jul 15, 2019
Book Page	072925/000371
Instrument	100105

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jan 22, 2019
Property Address	98 IRVING ST, WALTHAM, MA 02451-0724
Document Number	72148-260
Book / Page	072148 / 000260
Instrument Date	Jan 7, 2019
Instrument	8556
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Amount	Amount Recorded
Tax	$3,192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 ALDRICH RD #1 WATERTOWN MA 024722508, 1, WATERTOWN, MA 02472-2508

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,064.00 (+11.54%)	$878,300 (+6.14%) Land $443,700 Building $434,600	$999,600
2025	$8,126.00 (+7.1%)	$827,500 (+5.15%) Land $422,600 Building $404,900
2024	$7,587.00 (+0.12%)	$787,000 (+7.18%) Land $422,600 Building $364,400
2023	$7,578.00	$734,300 Land $383,500 Building $350,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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