98 Indigo Point Dr, Charleston, SC 29407 Property Records

Charleston County property record for 98 Indigo Point Dr, Charleston, SC 29407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,261 sqft · built 1988
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$1,325,000 (Apr 2024)
Tax Bill$6,355 (2025)
Deeds & MortgagesApr 2024 Transfer
Apr 2024 Sale
+ 5 more
Flood ZoneZone AE (high risk)
APN349-05-00-182

Property Details

APN / Parcel Number

Primary APN349-05-00-182

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,261 sqft Living Area
Gross Area5,495 sqft
1st Floor Area2,581 sqft
Upper Floors Area1,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions121 ft deep x 110 ft wide

Exterior Amenities

PorchSlab
Porch Area183 sqft
Deck Area88 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address98 INDIGO POINT DR
CityCHARLESTON
StateSC
Zip29407-6985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -INDIGO POINT DESCRIPTION -LOT 14 SECTION II
Legal SubdivisionINDIGO POINT
Legal Lot Number14
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group2
Census Block2000
Census Tract2802

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Intrafamily Transfer, Transfer
Apr 16, 2024Deed, Transfer
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 30, 2020Grant Deed, Transfer
FIRST CITIZENS BK
Apr 16, 2024Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleApr 16, 2024 · Amount on Record
Deed Book / Page1239 / 818
Prior Transfer DateApr 12, 2024
Prior Transfer Doc0012390817
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateApr 16, 2024
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Document Number0012390817
Book / Page1239 / 817
Map ReferenceMB AX PG 52
Instrument DateApr 12, 2024
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateApr 16, 2024
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Document Number0012390818
Book / Page1239 / 818
Map ReferenceMB AX PG 52
Instrument DateApr 11, 2024
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

AmountAmount Recorded
Tax$3,445.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985

Mortgage

Document Number0011290035
DateAug 4, 2022
Book Page1129/35
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Transaction TypeMortgage
Record UpdatedApr 8, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010620607
DateDec 21, 2021
Book Page1062/607
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateDec 10, 2020
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Document Number0942/0617
Book / Page000942 / 000617
Instrument DateDec 10, 2020
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 INDIGO POINT DR CHARLESTON SC 294076985, CHARLESTON, SC 29407-6985

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateJul 30, 2020
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Document Number0901/0258
Book / Page000901 / 000258
Instrument DateJul 23, 2020
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$751.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address98 INDIGO POINT DR CHARLESTON SC 294076985, CHARLESTON, SC 29407-6985

Mortgage

Document Number901/0259
DateJul 30, 2020
Book Page000901/000259
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
AmountAmount Recorded
Term360 Months
DueJul 29, 2050
Interest
Rate TypeAdjustable Rate
Rate3.1%

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateApr 16, 2024
Property Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985
Document Number0012390816
Book / Page1239 / 816
Instrument DateJul 23, 2020
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address98 INDIGO POINT DR, CHARLESTON, SC 29407-6985

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,355.00 (+41.66%)$1,325,000 (+4,167.31%) Land $250,000 Building $1,075,000$1,325,000 (+76.67%) Land $250,000 Building $1,075,000
2024$4,486.00 (-62.56%)$31,050 (-)
2022$11,982.00$31,050$750,000 (-) Land $250,000 Building $500,000
2020$750,000 Land $250,000 Building $500,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims159 (1978–2023)
Claims Outside the SFHA26 of 159
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Hurricane Irma, Sep 2017 · 17 claims
  • Severe Storms And Flooding, Oct 2015 · 18 claims
  • Hurricane Hugo, Sep 1989 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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