98 Independence Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 98 Independence Ave, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1920
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on File
Last Sale	$520,000 (Mar 2024)
Tax Bill	$7,331 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-364-00-0673`

Property Details

APN / Parcel Number

Primary APN	`55-364-00-0673`
Alternative APNs	`2009-55-364-00-0673-0` `55364000673000000000` `282009 55.-364-673` `55364 06730`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Other
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55364 06730
Street Address	98 INDEPENDENCE AVE
City	FREEPORT
State	NY
Zip	11520-1689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 009
Legal Block	364
Legal Lot Number	673-6
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2001
Census Tract	414100

Owner

98 Independence Ave is owned by a company that bought it in March 2024.

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	98 INDEPENDENCE AVE, FREEPORT, NY 11520-1689
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Bargain and Sale Deed, Transfer · Commercial Mortgage DYAMOND CAPITAL INC
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage CONSTITUTION CREDIT LLC
Oct 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage EASY FINANCIAL LLC
Oct 25, 2021	Bargain and Sale Deed, Transfer · Commercial Mortgage EASY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	202416914
Deed Book / Page	14478 / 51
Record Updated	Oct 29, 2026

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Mar 20, 2024
Property Address	98 INDEPENDENCE AVE, FREEPORT, NY 11520-1689
Document Number	D144780051
Book / Page	D14478 / 51
Instrument Date	Feb 15, 2024
Instrument	2024-16914
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	OMINI TITLE AGENCY, OMNI TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 BEACH 48TH STREET, ROCKWOOD, NY 12095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 INDEPENDENCE AVE, FREEPORT, NY 11520-1689

Mortgage

Document Number	0202416915
Date	Mar 20, 2024
Instrument	2024-16915

Lender

Name	DYAMOND CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	98 INDEPENDENCE AVE, FREEPORT, NY 11520-1689
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BEACH 48TH ST, FAR ROCKAWAY, NY 11691-1122

Mortgage

Document Number	M468640157
Date	Sep 22, 2022
Book Page	M46864/157
Instrument	2022-96407

Lender

Name	CONSTITUTION CREDIT LLC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33433

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	7 Months
Due	Apr 1, 2023

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	98 INDEPENDENCE AVE, FREEPORT, NY 11520-1689
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0459770488
Date	Oct 25, 2021
Book Page	45977/488
Instrument	2021-138800

Lender

Name	EASY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Oct 25, 2021
Property Address	98 INDEPENDENCE AVE, FREEPORT, NY 11520-1689
Document Number	0141550519
Book / Page	14155 / 519
Instrument Date	Aug 31, 2021
Instrument	2021-138797
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BEACH 48TH ST, FAR ROCKAWAY, NY 11691-1122

Mortgage

Document Number	0459770456
Date	Oct 25, 2021
Book Page	45977/456
Instrument	2021-138798

Lender

Name	EASY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 98 Independence Ave was $7,331.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340 (-) Land $142 Building $198	$340,000 (-)
2025	$7,331.00	$340 Land $142 Building $198	$340,000
2023	$8,040.00 Additional exemption filed	$340 Land $142 Building $198	$340,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Independence Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1984–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 98 Independence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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