98 Howland Cir, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 98 Howland Cir, Brewster, MA 02631

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,157 sqft · built 1987
Owner	2 Individual Names on Record
Last Sale	$511,000 (Oct 2021)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:00027 L:04818-097`

Property Details

APN / Parcel Number

Primary APN	`M:00027 L:04818-097`
Alternative APNs	`BREW M:89 B:1 L:4361` `4361`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,157 sqft Living Area
Gross Area	1,297 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Architectural Style	Other

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Account Number	4361
Street Address	98 HOWLAND CIR
City	BREWSTER
State	MA
Zip	02631-3027
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESD.
Legal Block	1
Legal Lot Number	4361
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	3
Census Block	3000
Census Tract	10900

Owner

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 HARDING DR, SOUTH ORANGE, NJ 07079-1204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SUPREME LENDING
Aug 23, 2017	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Book / Page	34619 / 215
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Oct 29, 2021
Property Address	98 HOWLAND CIR, BREWSTER, MA 02631-3027
Document Number	34619-215
Book / Page	34619 / 215
Instrument Date	Oct 28, 2021
Instrument	71331
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 HARDING DR, SOUTH ORANGE, NJ 07079-1204

Mortgage

Document Number	71333
Date	Oct 29, 2021
Instrument	71333

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Aug 23, 2017
Property Address	98 HOWLAND CIR, BREWSTER, MA 02631-3027
Document Number	30718-15
Book / Page	30718 / 15
Instrument	42748
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 HOWLAND CIR, BREWSTER, MA 02631-3027

Mortgage

Document Number	307180018
Date	Aug 23, 2017
Instrument	30718/0018

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate	3.25%
Max Rate At Change	90.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00 (+8.37%)	$525,100 (+7.25%) Building $525,100	$571,615
2024	$3,334.00 (+10.07%)	$489,600 (+12.97%) Building $489,600
2023	$3,029.00	$433,400 Building $433,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 units insured incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howland Cir

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