98 Howland Ave, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 98 Howland Ave, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,650 sqft · built 1953
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Trust Names on File
Last Sale	$675,000 (Jul 2026)
Tax Bill	$11,391 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-05611-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`60-05611-0000-00023`
Alternative APNs	`600561100023` `052776`

Interior

Stories	1 Story
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Location & Zoning

Account Number	052776
Street Address	98 HOWLAND AVE
City	TEANECK
State	NJ
Zip	07666-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	60X150
Legal Block	5611
Legal Lot Number	23
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	3
Census Block	3010
Census Tract	54101

Owner

98 Howland Ave is owner-occupied and held in a trust since July 2026.

Source: Bergen County and Teaneck Township records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	98 HOWLAND AVE, TEANECK, NJ 07666-6042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Nov 9, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Nov 9, 2021 · Amount on File
Deed Document Number	202649572
Deed Book / Page	5852 / 1362
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 21, 2026
Property Address	98 HOWLAND AVE, TEANECK, NJ 07666-6042
Document Number	0000049572
Book / Page	5852 / 1362
Instrument Date	May 28, 2026
Instrument	202649572
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	98 HOWLAND AVE, TEANECK, NJ 07666-6042

Mortgage

Document Number	0000049573,
Date	Jul 21, 2026
Instrument	202649573

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 9, 2021
Property Address	98 HOWLAND AVE, TEANECK, NJ 07666-6042
Document Number	0044501894
Book / Page	4450 / 1894
Instrument Date	Oct 26, 2021
Instrument	2021167864
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,647.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 HOWLAND AVE, 98, TEANECK, NJ 07666-6042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 HOWLAND AVE, TEANECK, NJ 07666-6042

Mortgage

Document Number	2021167865
Date	Nov 9, 2021
Instrument	2021167865

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	98 HOWLAND AVE, TEANECK, NJ 07666-6042
Document Number	0027860477
Book / Page	002786 / 000477
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	RESOURCE R/E SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 HOWLAND AVE TEANECK NJ 076666042, TEANECK, NJ 07666-6042

Mortgage

Document Number	0027860477
Date	Nov 16, 2017
Book Page	002786/000477

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 98 Howland Ave was $11,391, up 4.9% from the year before.

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,000 (-) Land $240,500 Building $256,500	$497,000 (-) Land $240,500 Building $256,500
2025	$11,391.00 (+4.95%)	$497,000 Land $240,500 Building $256,500	$497,000 Land $240,500 Building $256,500
2024	$10,854.00
2023		$309,500 Land $150,000 Building $159,500	$309,500 Land $150,000 Building $159,500
2022	$10,018.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 Howland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Howland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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