98 Howe Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 98 Howe Ave, Passaic, NJ 07055

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.122 acres (5,301 sqft)
Owner	Company Name on Record
Tax Bill	$14,826 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-02157-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`07-02157-0000-00013`
Alternative APN	`070215700013`

Interior

Units	18 Units
Stories	2 Stories

Exterior

Exterior Material	Brick
Construction Type	Brick
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide

Location & Zoning

Street Address	98 HOWE AVE
City	PASSAIC
State	NJ
Zip	07055-4026
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Legal Subdivision	CITY/PASSAIC
Legal Block	2157
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3003
Census Tract	175804

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1033 CLIFTON AVE, 206, CLIFTON, NJ 07013-3517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage VAST BANK NA
Apr 28, 2017	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000013639
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	98 HOWE AVE, PASSAIC, NJ 07055-4026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PASSAIC VALLEY TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 CLIFTON AVE 206, 206, CLIFTON, NJ 07013-3517

Mortgage

Document Number	0000047509
Date	Sep 24, 2020
Book Page	M16453/135
Instrument	2020047509

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	98 HOWE AVE, PASSAIC, NJ 07055-4026
Document Number	0000061166
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	VALLEY NATIONAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1033 CLIFTON AVE #206 CLIFTON NJ 070133517, 206, CLIFTON, NJ 07013-3517

Mortgage

Document Number	0000061166
Date	Dec 18, 2017
Book Page	000719/000045
Instrument	61166

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,200 (-) Land $76,500 Building $271,700	$348,200 (-) Land $76,500 Building $271,700
2025	$14,826.00 (+3.27%)	$348,200 (-) Land $76,500 Building $271,700	$348,200 (-) Land $76,500 Building $271,700
2024	$14,356.00 (+6.15%)
2023		$348,200 Land $76,500 Building $271,700	$348,200 Land $76,500 Building $271,700
2022	$13,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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