98 Holmes Rd, Caret, VA 22436 Property Records

Essex County property record for 98 Holmes Rd, Caret, VA 22436

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,432 sqft · built 2022
Lot Size	2.72 acres (118,657 sqft)
Owner	Individual Name on Record
Last Sale	$285,095 (Jan 2023)
Tax Bill	$1,403 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22U`

Property Details

APN / Parcel Number

Primary APN	`3-22U`
Alternative APN	`9940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	118,657 sqft (2.72 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	9940
Street Address	98 HOLMES RD
City	CARET
State	VA
Zip	22436-2128
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	ADJ CEDAR GROVE
Legal Subdivision	ADJ CEDAR GROVE
Jurisdiction	ESSEX VA
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1021
Census Tract	950600

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 HOLMES RD, CARET, VA 22436-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Jan 17, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Aug 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	202345
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	98 HOLMES RD, CARET, VA 22436-2128
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 364, PORT ROYAL, VA 22535-0364

Mortgage

Document Number	0250001140
Date	Sep 9, 2025
Instrument	250001140

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Jan 17, 2023
Property Address	98 HOLMES RD, CARET, VA 22436-2128
Document Number	0230000045
Instrument Date	Jan 13, 2023
Instrument	230000045
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 HOLMES RD, CARET, VA 22436-2128

Mortgage

Document Number	0230000046
Date	Jan 17, 2023
Instrument	230000046

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Oct 1, 2062

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Aug 26, 2022
Property Address	98 HOLMES RD, CARET, VA 22436-2128
Document Number	0220001276
Instrument Date	Aug 26, 2022
Instrument	220001276
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1782 TAPPAHANNOCK BLVD, TAPPAHANNOCK, VA 22560-9348
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,403.00	$255,100 (-) Land $33,000 Building $222,100	$255,100 (-) Land $33,000 Building $222,100
2025	$1,403.00 (-13.4%)	$255,100 (+14.91%) Land $33,000 Building $222,100	$255,100 (+14.91%) Land $33,000 Building $222,100
2023	$1,620.00	$221,996 Land $26,896 Building $195,100	$221,996 Land $26,896 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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