98 Hess Ave, Warwick, RI 02889 Property Records

Warwick City property record for 98 Hess Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1955
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,000 (Jun 2013)
Tax Bill	$5,986 (2025)
Deeds & Mortgages	Feb 2020 Refinance Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38500110000`

Property Details

APN / Parcel Number

Primary APN	`38500110000`
Alternative APNs	`WARW M:385 B:0011 L:0000` `21917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	3,315 sqft
1st Floor Area	1,748 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	21917
Street Address	98 HESS AVE
City	WARWICK
State	RI
Zip	02889-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	11
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2023
Census Tract	21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 HESS AVE, WARWICK, RI 02889-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 12, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Deed Book / Page	7985 / 163
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	98 HESS AVE, WARWICK, RI 02889-6828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9454-84
Date	Feb 10, 2020
Book Page	9454/84
Instrument	1948

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	98 HESS AVE, WARWICK, RI 02889-6828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9030-184
Date	Apr 12, 2018
Book Page	9030/184
Instrument	4743

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	98 HESS AVE, WARWICK, RI 02889-6828
Document Number	9003-87
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 HESS AVE WARWICK RI 028896828, WARWICK, RI 02889-6828

Mortgage

Document Number	9003-87
Date	Feb 22, 2018
Book Page	009003/000087
Instrument	2407

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 21, 2038

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,986.00 (+3.85%)	$471,300 (+16.03%) Land $169,100 Building $302,200
2024			$685,710
2023	$5,764.00 (+9.13%)	$406,200 (+44.04%) Land $134,600 Building $271,600
2022	$5,282.00	$282,000 Land $75,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1978–2023)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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