98 Heath St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 98 Heath St, Somerville, MA 02145

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,453 sqft · built 1920
Lot Size	0.072 acres (3,127 sqft)
Owner	Individual Name on File
Last Sale	$1,220,000 (Apr 2020)
Tax Bill	$14,234 (2026)
Deeds & Mortgages	Jan 2022 Refinance Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-G-4`

Property Details

APN / Parcel Number

Primary APN	`47-G-4`
Alternative APNs	`SOME M:47 B:G L:4` `13417085`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,453 sqft Living Area
Gross Area	5,425 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,127 sqft (0.072 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13417085
Street Address	98 HEATH ST
City	SOMERVILLE
State	MA
Zip	02145-1521
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RB
Legal Block	G
Legal Lot Number	4
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	350108

Owner

98 Heath St, a triplex, is owned and occupied by an individual who acquired it in July 2025.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 HEATH ST, SOMERVILLE, MA 02145-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Apr 16, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Jan 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Dec 12, 2012
Deed Document Number	202056187
Deed Book / Page	74479 / 439
Last Transfer Date	Jul 24, 2025
Transfer Doc	084452-186
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	98 HEATH ST, SOMERVILLE, MA 02145-1521
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079593-138
Date	Jan 26, 2022
Book Page	79593/138
Instrument	14127

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 16, 2020
Property Address	98 HEATH ST, SOMERVILLE, MA 02145-1521
Document Number	74479-439
Book / Page	74479 / 439
Instrument Date	Apr 14, 2020
Instrument	56187
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 HEATH ST, SOMERVILLE, MA 02145-1521

Mortgage

Document Number	56188
Date	Apr 16, 2020
Instrument	56188

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 31, 2020
Property Address	98 HEATH ST, SOMERVILLE, MA 02145-1521
Document Number	74067-392
Book / Page	074067 / 000392
Instrument Date	Jan 28, 2020
Instrument	15097
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 OAKLAND ST MEDFORD MA 021553235, MEDFORD, MA 02155-3235

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Sep 6, 2017
Property Address	98 HEATH ST, SOMERVILLE, MA 02145-1521
Document Number	69886-529
Book / Page	069886 / 000529
Instrument Date	Aug 17, 2017
Instrument	143584
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 OAKLDNA ST MEDFORD MA 02153, MEDFORD, MA 02153

Tax Assessment & Valuation

The 2026 property tax bill for 98 Heath St was $14,234, up 9.1% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,234.00 (+9.06%)	$1,296,400 (+8.38%) Land $309,700 Building $986,700
2025	$13,051.00 (+7.26%)	$1,196,200 (+3.41%) Land $295,000 Building $901,200
2024	$12,168.00 (+2.6%)	$1,156,700 (+0.85%) Land $295,000 Building $861,700
2023	$11,860.00	$1,147,000 Land $295,000 Building $852,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Heath St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 98 Heath St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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