Nassau County and Long Beach City property record for 98 Harmon St, Long Beach, NY 11561
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,439 sqft · built 1987 |
| Lot Size | 0.111 acres (4,845 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,140,000 (Jul 2020) |
| Tax Bill | $14,931 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 59-210-00-0001 |
| Primary APN | 59-210-00-0001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,439 sqft Living Area |
| Gross Area | 3,741 sqft |
| 1st Floor Area | 1,354 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 4,845 sqft (0.111 acres) |
| Lot Dimensions | 57 ft deep x 84 ft wide |
| View / Lot | Dead End |
| Garage Type | Attached |
| Garage Area | 302 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 167 sqft |
| Deck Area | 144 sqft |
| Patio Area | 368 sqft |
| Balcony Area | 8 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 59210 00010 |
|---|---|
| Street Address | 98 HARMON ST |
| City | LONG BEACH |
| State | NY |
| Zip | 11561-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #5 SCH DIST 028 |
| Legal Subdivision | CANALS/LIDO BEACH |
| Legal Block | 210 |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 416801 |
Source: Nassau County and Long Beach City records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 HARMON ST, LONG BEACH, NY 11561-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Line of Credit FEDERAL FINANCIAL FEDERAL CREDIT UNION |
| Jul 3, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2020 · Amount on Record |
| Deed Sale | Jul 3, 2020 · Amount on Record |
| Prior Sale | Jul 16, 1998 · Amount on Record |
| Deed Document Number | 202056882 |
| Deed Book / Page | 13948 / 808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Sep 4, 2026 |
| Property Address | 98 HARMON ST, LONG BEACH, NY 11561-2712 |
| Document Number | 0000060623 |
| Book / Page | 48634 / 196 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202660623 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 HARMON ST, LONG BEACH, NY 11561-2712 |
| Document Number | 0000060623, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 48634/196 |
| Instrument | 202660623 |
| Name | FEDERAL FINANCIAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jul 3, 2020 |
| Property Address | 98 HARMON ST, LONG BEACH, NY 11561-2712 |
| Document Number | 0139480808 |
| Book / Page | 13948 / 808 |
| Map Reference | MAP 564 CASE 550 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-056882 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 DIANNE DR, MONTVILLE, NJ 07045-9708 |
| Document Number | 2020056883 |
|---|---|
| Date | Jul 3, 2020 |
| Instrument | 2020-056883 |
| Name | TD BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| Municipality | Long Beach City |
| Unified School District | Long Beach City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,069 (+4.19%) Land $327 Building $742 | $1,069,000 (+4.19%) | |
| 2025 | $14,931.00 (+26.49%) | ||
| 2023 | $11,804.00 Additional exemption filed | $1,026 Land $314 Building $712 | $1,026,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 329 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 808 (1978–2023) |
| Claims Outside the SFHA | 34 of 808 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH CITY serves 35,000 people · EPA ID NY2902834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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