Barnstable County and Chatham Town property record for 98 Harbor View Rd, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,264 sqft · built 2004 |
| Lot Size | 0.422 acres (18,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,222 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:09A B:0008 L:H45 |
| Primary APN | CHAT M:09A B:0008 L:H45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| Gross Area | 5,890 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,400 sqft (0.422 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7249 |
|---|---|
| Street Address | 98 HARBOR VIEW RD |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 8 |
| Legal Lot Number | H45 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10700 |
98 Harbor View Rd, a single family home, is owned by two individuals.
Source: Barnstable County and Chatham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 BOCELLI DR, NOKOMIS, FL 34275-1203 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 98 HARBOR VIEW RD, CHATHAM, MA 02633-2653 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001464362 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1464362 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Aug 1, 2029 |
| Index | 1-Year CMT |
The 2025 property tax bill for 98 Harbor View Rd was $13,222, up 2.6% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,222.00 (+2.57%) | $3,810,400 (+5.52%) Land $2,501,100 Building $1,309,300 | $3,779,642 |
| 2024 | $12,891.00 (+6.53%) | $3,610,900 (+15.78%) Land $2,359,500 Building $1,251,400 | |
| 2023 | $12,101.00 | $3,118,700 Land $1,966,100 Building $1,152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Harbor View Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Harbor View Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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