Erie County and Lancaster Town property record for 98 Hanover St, Lancaster, NY 14086
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,466 sqft · built 2012 |
| Lot Size | 0.039 acres (1,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,084 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.00-2-33.11/1104 |
| Primary APN | 145289 93.00-2-33.11/1104 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 682 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,682 sqft (0.039 acres) |
| Lot Dimensions | 58 ft deep x 29 ft wide |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 98 HANOVER ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-4446 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MFMU |
| Legal Subdivision | CENTRAL SQUARE VILLAS |
| Legal Block | 2 |
| Legal Lot Number | 33.110 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 14208 |
98 Hanover St, a townhouse, is owned and occupied by an individual.
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 HANOVER ST, LANCASTER, NY 14086-4446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 98 HANOVER ST, LANCASTER, NY 14086-4446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 98 HANOVER ST, LANCASTER, NY 14086-4446 |
| Document Number | 0141143605 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 14114/3605 |
| Instrument | 2023221301 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LANCASTER, NY 14086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 98 Hanover St was $5,084 with exemptions applied, up 2.2% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,084.00 (+2.23%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,973.00 (+83.71%) | $172,200 (-) Land $15,200 Building $157,000 | $269,063 (+12.48%) Land $23,750 Building $245,313 |
| 2024 | $2,707.00 Homeowner's exemption Senior Citizen's exemption | $172,200 (-) Land $15,200 Building $157,000 | $239,200 (+4.18%) Land $21,114 Building $218,086 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $172,200 Land $15,200 Building $157,000 | $229,600 Land $20,267 Building $209,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Hanover St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Hanover St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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