98 Guthrie Rd, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 98 Guthrie Rd, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,606 sqft · built 1998
Lot Size	5.77 acres (251,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jul 2020)
Tax Bill	$2,388 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074 81`

Property Details

APN / Parcel Number

Primary APN	`074 81`
Alternative APNs	`484604` `20856`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
Gross Area	4,962 sqft
1st Floor Area	1,234 sqft
Upper Floors Area	1,234 sqft
Basement Area	1,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	251,690 sqft (5.77 acres)
Terrain	Rolling
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	98 GUTHRIE RD
City	STUARTS DRAFT
State	VA
Zip	24477-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	74-81 NEAR WHITE HILL ON RT 652 5.778 ACRES
Legal Subdivision	WHITE HILL
Jurisdiction	AUGUSTA VA
Township / Civil Division	RIVERHEADS
Census Block Group	4
Census Block	4062
Census Tract	70900

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 GUTHRIE RD, STUARTS DRAFT, VA 24477-3169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION
Jul 21, 2020	Deed, Transfer · Stand-Alone First Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Document Number	20206093
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	98 GUTHRIE RD, STUARTS DRAFT, VA 24477-3169
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008111
Date	Jul 26, 2021
Instrument	210008111

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	421 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Jul 21, 2020
Property Address	98 GUTHRIE RD, STUARTS DRAFT, VA 24477-3169
Document Number	200006093
Instrument Date	Jul 11, 2020
Instrument	200006093
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 GUTHRIE RD, STUARTS DRAFT, VA 24477-3169

Mortgage

Document Number	200006094
Date	Jul 21, 2020
Instrument	200006094

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,388.00	$459,400 (-) Land $83,900 Building $375,500
2025		$459,400 (+56.59%) Land $83,900 Building $375,500
2024			$459,400 (+56.59%) Land $83,900 Building $375,500
2023	$1,847.00	$293,373 Land $88,446 Building $204,927	$293,373 Land $88,446 Building $204,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

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