Bergen County and Ramsey Borough property record for 98 Grove St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,551 sqft · built 1966 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $20,672 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01802-0000-00049 |
| Primary APN | 48-01802-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,551 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 50,965 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 98 GROVE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.170AC |
| Legal Block | 1802 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44100 |
98 Grove St is owner-occupied and held in a trust since May 2026.
Source: Bergen County and Ramsey Borough records, as of August 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 98 GROVE ST, RAMSEY, NJ 07446-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 20, 2026 |
| Transfer Doc | 0000046632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 9, 2026 |
| Property Address | 98 GROVE ST, RAMSEY, NJ 07446-1311 |
| Document Number | 0000046632 |
| Book / Page | 5843 / 1002 |
| Instrument Date | May 20, 2026 |
| Instrument | 202646632 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 98 GROVE ST, RAMSEY, NJ 07446-1311 |
The 2025 property tax bill for 98 Grove St was $20,672 with a veteran's exemption, up 7.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029,900 (+2.58%) Land $462,700 Building $567,200 | $1,029,900 (+2.58%) Land $462,700 Building $567,200 | |
| 2025 | $20,672.00 (+7.47%) Veteran's exemption | $1,004,000 Land $437,700 Building $566,300 | $1,004,000 Land $437,700 Building $566,300 |
| 2024 | $19,235.00 | ||
| 2023 | $690,500 Land $327,300 Building $363,200 | $690,500 Land $327,300 Building $363,200 | |
| 2022 | $17,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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