Blount County property record for 98 Greystone Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,532 sqft · built 1996 |
| Lot Size | 0.69 acres (29,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $1,567 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-06-4-000-011.038 |
| Primary APN | 19-03-06-4-000-011.038 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Upper Floors Area | 1,218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 29,850 sqft (0.69 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 67874 |
|---|---|
| Street Address | 98 GREYSTONE DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-7082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 GREYSTONE-SOUTH, PC A/86-05-- |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 06 |
| Legal Subdivision | GREYSTONE-SOUTH |
| Legal Lot Number | 36 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50106 |
98 Greystone Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 GREYSTONE DR, ONEONTA, AL 35121-7082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jul 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK |
| Apr 27, 2021 | Warranty Deed, Transfer GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Deed Document Number | 202610075285 |
| Deed Book / Page | 2026 / 10279 |
| Prior Transfer Date | May 7, 2009 |
| Prior Transfer Doc | 0000319811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Apr 14, 2026 |
| Property Address | 98 GREYSTONE DR, ONEONTA, AL 35121-7082 |
| Document Number | 0010075285 |
| Book / Page | 2026 / 10279 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202610075285 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 GREYSTONE DR, ONEONTA, AL 35121-7082 |
| Investor | Possibly a Property Investor |
| Document Number | 0010075286, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202610075286 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0010075287, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/10299 |
| Instrument | 202610075287 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | May 1, 2036 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 98 GREYSTONE DR, ONEONTA, AL 35121-7082 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018/18585 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 2018/18585 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | GUNTERSVILLE, AL 35976 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Apr 27, 2021 |
| Property Address | 98 GREYSTONE DR, ONEONTA, AL 35121-7082 |
| Document Number | 2021/14886 |
| Book / Page | 2021 / 14886 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 10026696 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 1ST AVE E, ONEONTA, AL 35121-1734 |
| Name | Verified Name |
|---|---|
| Address | 98 GREYSTONE DR, ONEONTA, AL 35121-7082 |
| Investor | Possibly a Property Investor |
| Document Number | 2021/14888 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 2021/14888 |
| Instrument | 10026697 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 355 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 98 Greystone Dr was $1,567 with a homeowner's exemption, up 30.3% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,567.00 (+30.26%) Homeowner's exemption | ||
| 2025 | $1,203.00 | $28,040 (-) | $280,440 (-) Land $18,000 Building $262,440 |
| 2024 | $1,203.00 (+9.66%) Homeowner's exemption | $28,040 (+9.19%) Land $1,800 Building $26,240 | $280,440 (+9.2%) Land $18,000 Building $262,440 |
| 2023 | $1,097.00 (+8.61%) Homeowner's exemption | $25,680 (+8.17%) Land $1,800 Building $23,880 | $256,820 (+8.23%) Land $18,000 Building $238,820 |
| 2022 | $1,010.00 Homeowner's exemption | $23,740 Land $1,800 Building $21,940 | $237,300 Land $18,000 Building $219,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Greystone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Greystone Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 62% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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