98 Granite Rd, Guilford, CT 06437 Property Records

Guilford Town property record for 98 Granite Rd, Guilford, CT 06437

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,493 sqft · built 1979
Lot Size	0.031 acres (1,392 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2023)
Tax Bill	$4,835 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Sale & Refinance
Flood Zone	Zone A (high risk)
APN	`GUIL M:077046A-4171`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:077046A-4171`
Alternative APN	`4171`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
Basement Area	726 sqft
Unfinished Basement	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,392 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	4171
Street Address	98 GRANITE RD
City	GUILFORD
State	CT
Zip	06437-2369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	WALDEN THREE
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4006
Census Tract	190302

Owner

98 Granite Rd, a condominium, is owned and occupied by an individual who bought it in May 2023.

Source: Guilford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 GRANITE RD, GUILFORD, CT 06437-2369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 2, 2020	Deed, Transfer · Stand-Alone Refinance GUILFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Jun 2, 2020 · Amount on File
Deed Book / Page	1006 / 1172
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	May 9, 2023
Property Address	98 GRANITE RD, GUILFORD, CT 06437-2369
Document Number	01006-1172
Book / Page	1006 / 1172
Instrument Date	May 8, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 GRANITE RD, GUILFORD, CT 06437-2369

Mortgage

Document Number	2883990020
Date	May 9, 2023
Instrument	2883990020

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	01006-1194
Date	May 9, 2023
Book Page	1006/1194
Instrument	2884000006

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GUILFORD CT
Recording Date	Jun 2, 2020
Property Address	98 GRANITE RD, GUILFORD, CT 06437-2369
Document Number	953-824
Book / Page	953 / 824
Instrument Date	Apr 23, 2020
Instrument	2264770003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	953-827
Date	Jun 2, 2020
Book Page	953/827
Instrument	2264780018

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 98 Granite Rd was $4,835.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,835.00	$174,860 (-) Building $174,860	$249,800 Building $249,800
2024	$4,835.00 (+4.02%)	$174,860 (-) Building $174,860
2023	$4,648.00 (+14.15%)	$174,860 (+42.79%) Building $174,860
2022	$4,072.00	$122,460 Building $122,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Granite Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Granite Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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