Cherokee County property record for 98 Granite Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1970 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Feb 2025) |
| Tax Bill | $290 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 028430-23-3 |
| Primary APN | 028430-23-3 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,404 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Slab |
| Street Address | 98 GRANITE DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 98 GRANITE DR LT#46 |
| Legal Subdivision | GRANITE PARK SUBDIVISION |
| Legal Lot Number | 46 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 970502 |
98 Granite Dr is owned and occupied by two individuals who bought it in February 2025.
Source: Cherokee County records, as of November 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 GRANITE DR, GAFFNEY, SC 29340-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Deed Document Number | 2025910 |
| Deed Book / Page | 181 / 1397 |
| Prior Transfer Date | Feb 4, 2025 |
| Prior Transfer Doc | 0001811397 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 98 Granite Dr was $290 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $290.00 Homeowner's exemption | $3,580 Land $400 Building $3,180 | $89,400 Land $10,000 Building $79,400 |
| 2023 | $262.00 Homeowner's exemption | $3,580 Land $400 Building $3,180 | $89,400 Land $10,000 Building $79,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Granite Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Granite Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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